Development of the world without religion - 1640 Words

When people question the existence and emergence of planet Earth through science, what is discovered is that there are no generic answers. The conversation will erupt into a never-ending debate and get into the vexing, and sometimes violent, interpretations based on one’s beliefs. What can be answered is what goes on inside the geographical world. My topic of research is not the geography that is tested in the second grade, when a teacher asks a student to point to where London is on a map. In fact, I will be focusing in on the urban geography development, because it is a development, which is less obvious to an average ignorant and inexperienced individual. On the contrary, Professionals who plan out many different cities and different†¦show more content†¦Examples of mismanagement are: high pricing of vehicles even though cars are made here, gas-guzzling machines (lack of fuel efficiency), quality of cars, and lastly leading to the bailouts of Washington that now ha s the Detroit three on their debt list. The same cars also were the cars that were being used for suburbanization from metropolises. The same movement away from the downtowns of the city of Detroit into the suburbs is the same that has happened all over the country, prominently in the Sunbelt cities. Though the car is a major impact on suburbanization, there are also many other reasons for it. What is a Sunbelt? A Sunbelt is the region of the United States that extends from the Southwest to the Southeast. The Sunbelt city is existent because of the overwhelming amount of people that want to live in a semi-tropical area, including: the baby-boomers, the recently retired, those desiring perfect weather, people in search of great land, and the ones who want a sense of community and a neighborhood. As Becky M. Nicholaides stated in her article Suburbia and the Sunbelt the Sunbelt cities are very much so intertwined with suburbs (21). Coincidentally, she was a professor at Arizona State University, and a resident of Phoenix so she single-handedly saw and documented the impact that sprawl was having through time (and now occurring faster than ever). The Sunbelt cities of America are mostly all for decentralization. EspeciallyShow MoreRelatedHow Did Christianity Become A Major World Religion?1660 Words   |  7 PagesHow did Christianity become a major world religion? Saint Paul had a huge impact on the development of Christianity. He spread the word of Christianity throughout the Roman Empire by visiting synagogues, preaching, and writing letters. Without Saint Paul, Christianity would not have been a major religion of the world, instead, another would have likely taken its place. Saint Paul, originally named Saul, was a crucial part in the development of Christianity. Paul, who was born in Tarsus, CiliciaRead MoreClose Reading of What the Snakes Brings to the World by Lorna Crozier1199 Words   |  5 Pagesâ€Å"What the Snake Brings to the World† is a 2002 poem by the Canadian poet Lorna Crozier. The poem is free verse, with four stanzas of 6, 4, 4 and 9 lines respectively. The poem is riddled with Biblical allusions, with the â€Å"snake† being its focal point, making extensive comment on the nature and consequences of the aforementioned snake. A dominant reading of the poem outlines the duplicity of the nature of ‘evil’ and ‘sin’ and related consequences. An alternate reading of the poem conveys the ideaRead MoreEvolution Of Science And Religion1179 Words   |  5 PagesWhen comparing science and religion there has been a great rift. As long as humanity has believed in a creator there as always been thinkers tryin g to quantify and evaluate the truth behind religion, trying to disprove or prove a supernatural force. The ancient Greeks were pioneering philosophers which started the great rift we see in the early development of scientific and quantified analysis. This was first started by Aristotle whuch believed that science was a process of trying to understandRead MoreOn Religion : Speeches And Its Cultural Despisers By Friedrich Schleiermacher1306 Words   |  6 Pages In his book, On Religion: Speeches to its Cultural Despisers, Friedrich Schleiermacher addresses the idea that as a person’s scientific knowledge increases, the less religious that person will become. Of course, this topic is one among very many others addressed in the written speeches. Schleiermacher opposes the idea that religion decreases when scientific knowledge increases in a person, beginning his opposition with a distinction between religion and thought. It is important to note that whenRead MoreThe Relationship between Science and Religion755 Words   |  4 Pages　　The Relationship between Science and Religion 　　The relationship between science and religion will be analyzed in the following three aspects: conflict, compartmentalization and complementariness. 　　Conflict 　　An essential question on our own existence is bound to evoke our curiosity: where did we come from? Charles Darwin, in his theory of evolution, believed that human being was evolved from apes. However, the Genesis in Bible considered that human was created by God. Undoubtedly, it is impossibleRead MoreThe Impact of the Rationalization Process on Culture1283 Words   |  5 Pagesalso involves the development of forms of social organizations who strive to achieve precise goals by any efficient means. This type of rationalization is seen in the development of modern business corporations and of bureaucracy. These organizations are dedicated in the achievement of defined goals by calculated, systematically administered means, all of which is very carefully thought out. So these social organizations dismiss all types of beliefs based on ‘magic’ or religion, and purely rely onRead MoreWestern Culture And Its Influence On Modern Culture1235 Words   |  5 Pag esdeveloped from a focus on a strong reliance on the concept of institutions, and those institutions that controlled the most power ultimately played the largest role in shaping the western culture seen today. Through analysis of honors texts, the development and reliance on institutions and their influence on shaping western culture can be identified and traced throughout early human history. Beginning in Sumer, the earliest formalized, written example of the creation of an institution can be identifiedRead MoreBrave New World Essay1137 Words   |  5 PagesNew? Aldous Huxleys Brave New World illustrates a colorful, fantastic universe of sex and emotion, programming and fascism that has a powerful draw in a happy handicap. This reality pause button is called Soma. Take a holiday from reality whenever you like, and come back without so much as a headache or a mythology. ( Huxley 54 ). In his universe, Soma is the cure for everything. All problems, be they psychological, physical, or social are totally forgotten, their lurking shadows temporarilyRead MoreReligious and Faith Can Do more Good than Harm in Society1332 Words   |  6 Pagesthat they would have never imagined. Being apart of a religion that relies heavily on faith is a method of cleansing away all sins, burdens, and troubles. Those who can testify to the blessings that come from being holy motivate and almost effortlessly encourage others to follow in their footsteps. This vital outlook on life cultivates the strongest form of unity where people dedicate their time to good citizenship and community service. Religion and faith are the most efficient approaches used toRead MoreAnalysis of Religion and Globalization by Peter Beyer Essay1604 Words   |  7 Pagestheories of global change for the study of religion generally and, through a series of case studies, applications of those theories to specific religious movements. In particular, Beyer is interested in the seeming contradiction of the persistence of conflict between social units within a globalizing world that is more and more becoming a single place. The first half of his book, the introduction and four chapters, is taken up with theoretical definitions of religion as a social system and the position

Credit Card Fraud Essay - 2919 Words

The advent of technology, in the form of credit card, brought in convenience and made life simpler for us, but along with it came the Pandora’s Box. While credit cards have made life easy for us, they have also managed to make life easy for the crooks. While enabling us to purchase things we fancy whilst seated on our couch, it has on the other hand made it easy for fraudsters to guzzle away money that is not truly theirs. In this paper, I would be: i. Problem Statement ii. Introducing the topic about credit card fraud iii. Talking about different types of credit card frauds iv. Current issues related to this fraud v. Tools used for Credit Card Fraud vi. Future effects of this fraud vii. Credit Card Fraud Detection viii.†¦show more content†¦The cost of credit card fraud worth of transactions was 7 cents per 100 dollars in 2006.If you translate theses transaction would end up in billions of dollars. Credit card fraud can be able performed by circumstance like the one we just mentioned, or it can happen when your credit card falls into the wrong hands. All a person has to do is get these out of your mailbox and mail them in with a change of address request and start spending. Someone can even apply for a credit card in your name if they have the right information. You wont know a thing about it until the credit card company tracks you down and demands payment for the purchases. Credit card fraud can be extremely terrifying. The terrifying picture about it is that people rarely look at their credit card statement. This means charges are often unnoticed. part though is that people rarely look at their credit card statements. TYPES OF CREDIT CARD FRAUD Physically Stolen Cards The primogenital procedure of credit card fraud is the brave robbery of physical cards by offenders. Customers are vulnerable to robbery in any site where they are combined by outsiders the bank, the superstore, even a busy city street. Expert thieves have skilled themselves to notice symbols of interruption and change in for the slaughter when it seems that you are not disbursing consideration. Taking your credit cards by such people leaks you to all method of scam.Show MoreRelatedCredit Card Fraud1910 Words   |  8 PagesRunning Head: Credit Card Fraud Impact of Credit Card Fraud Outline Card Credit Fraud Thesis Statement: Credit card fraud is an inclusive term for larceny and deception committed using a credit card or any similar payment mechanism as a fraudulent source of funds in a transaction. The purpose may be to attain goods without paying, or to achieve illegal resources from an account. Credit card fraud is also an appendage to identity theft. According to the Federal Trade Commission, while identityRead MoreCredit Card Fraud Essay3025 Words   |  13 PagesCredit Card Fraud: Overview, Analysis, and Recommendations Credit card fraud is a significant problem in the U.S. with losses exceeding $5.718 billion annually (Sullivan, 2010). Perpetrators are continually developing new methods to circumvent established and evolving fraud prevention controls. With economic expansion continuing its advance into the digital era and electronic forms of payments increasingly common, the problem of credit card fraud is likely to increase. Internet-based creditRead MoreCredit Card Fraud And Money Laundering2028 Words   |  9 Pages Running head: CREDIT CARD FRAUD MONEY LAUNDERING 1 White Collar Crime: Credit Card Fraud and Money Laundering Datuawn Frazier Lillian Esedebe Morrisville State College CREDIT CARD FRAUD MONEY LAUNDERING 2 Abstract In this paper we will be exploring white collar crime and specifically credit card fraud and money laundering. We will be discussing what exactly credit card fraud entails and how it takes places explaining the different methods of how criminals can stealRead MoreEssay on Technology, Privacy and Credit Card Fraud706 Words   |  3 PagesTechnology, Privacy and Credit Card Fraud The advancement of technology over the years appeared to be the greatest thing known to mankind.   With the Internet, the world is at ones finger tips and just about anything can be accessed using it.   This is not necessarily a good thing, with crimes like creidt card fraud going around.   The number of credit card fraud incidents is rapidly increasing as the years progress.   Anybody with a credit card could possibly be a victim of this crime and it shouldRead MoreEssay on Credit Card Fraud4202 Words   |  17 Pages- PDF  (90 K) Credit card fraud: awareness and prevention Katherine J. Barker,  Jackie DAmato,  Paul Sheridon.  Journal of Financial Crime.  London:  2008.  Vol. 15, Iss. 4;  pg. 398 Abstract (Summary) To make readers aware of the pervasiveness of credit card fraud and how it affects credit card companies, merchants and consumers. A range of recent publications in journals and information from internet web sites provide corroboration and details of how fraudsters are using credit cards to steal billionsRead MoreWorld Wide Credit Card Fraud1353 Words   |  6 Pages Credit card fraud transpires daily and in a variety of ways. Often times the consumer that has been a victim of credit card fraud is unaware until they notice the fraudulent charges for purchases they never made. Thieves obtain credit card information in a number of way, data breaches, compromised card information, a dishonest employee at a restaurant or retails store, by a fraudulent website, by giving out credit card information to someone over phone with malice intent. According to StatisticRead MoreCredit Card Fraud Should Be A Federal Offense1120 Words   |  5 Pages Abstract Credit card fraud is a federal offense and can get an offender up to 20 years in prison depending on the severity of the situation. Should it be a federal offense? Credit card fraud is becoming more and more relevant especially in the United States , matter of fact it increased by 16% in 2016 alone. This is a serious problem in today s society. The hypothesis that s being examined in this paper is that credit card fraud should be a federal offense. This has become a relevantRead MoreDigital Credit And Debit Card Fraud Essay741 Words   |  3 PagesThe Problem: Worldwide credit and debit card fraud resulted in losses amounting to $16.31 billion during the year 2014. The United States has been disproportionately affected by this fraud, due to their lack of adoption of the EMV Chip security measure. According to the 2012 Nilson Report, American card issuers lost $3.4 billion and merchants lost another $1.9 billion. America makes credit card fraud easy for fraudsters, by still relying on cards with magnetic strips which are less secureRead MoreCredit Card Fraud, An Integral Part Of The World s Economy1259 Words   |  6 Pagesmoney. Credit and Debit cards have become an integral part of the world’s economy. Due to this extensive usage of cards, we have become a â€Å"cashless society†. We make use of credit cards to make online payments, to buy items at retailers and grocery stores; almost anywhere we go and purchase, we extensively make use of credit cards. This over dependency and usage of credit cards has given rise t o new form of crime called the Credit Card fraud. Credit card fraud is the use of one person’s credit cardRead MoreEvolution Of Credit Card Fraud Within The Growing E Commerce Industry1716 Words   |  7 PagesA565_section_14447_Tina Pang _Credit Card Fraud_ Final Paper_10/11/2014 I examine the evolution of credit card fraud within the growing e-commerce industry. Online Shopping: Risk of Paying More than You Receive I examine the evolution of credit card fraud in regards of the technology or methodology fraudsters used specifically within the e-commerce industry, and discuss various security concerns companies have for establishing online shopping sites. The appearance of credit cards and the growing e-commerce

Series 7 Study Guide Free Essays

Chapter 13 Investment Company ( ) Investment Companies A corporation or trust in which investors pool their funds and are usually organized as corporations in the same manner as any other business corporation. However, some have been established as trusts and as such are supervised by trustees rather than dir ? Diversification Advantages of Investment ? Professional Management Company ? Liquidity The basic legistration governing investment company and difines and classifies investment companies into 3 basic types. ? Face Amount Certificate Company The Investment Company Act of ? Unit Investment Trust(UIT) 1940 ? Management Company The Act requires all investment companies with 100 shareholders or more to register with the SEC. We will write a custom essay sample on Series 7 Study Guide or any similar topic only for you Order Now A public offering may not be made by a mutual fund until it has a minimum net worth of $100,000. New shares are registered by the fund periodically, usually Type of Investment Companies Face Amount Certificate Issues debt certificates offering a predetermined rate of interest. Holders are entitled to redeem Company their certificates for a fixed amount on a specified date. Investment companies with no management fee and low sales charges that invest in a fixed Unit Investment portfolio of municipal or corporate bonds are categorized as UIT. The funds are issued in book (UIT / ) entry form and registered form. Established under an indenture or simil Manage a portfolio of securities in accordance with specified investment objectives. Each day, usually at the end of trading on the NYSE, a management company will determine the value of its Management Company portfolio or the net asset value(NAV) per share. ? Closed-end ? Does not issue redeemable shares ? Open-end ? Issues redeemable shares Usually capitalizes through a 1-time public offering of shares and may issue commom stock, Closed-end Investment preferred stock, or bonds. The company does not continuously issue shares nor will it redeem its Company shares. The market price of closed-end funds will be based on the f Also called mutual fund. They are continuously issuing new shares which they stand ready to Open-end Investment Company redeem. All shares issued are common shares ONLY. Instead of 5% policy, sales charge will be applied. Management(investment advisory) fees are normally the largest Chapter 13 Types of Mutual Funds Diversified Common Stock Funds Income Funds Balanced Funds Bond Funds Money Market Funds Bonds and Preferred Stock Funds Specialized Funds Operation of a Mutual Fund Board of Directors Investment Companies Consists mostly of common stocks. The funds can have a variety of investment objectives. One might be conservative and invest primarily in blue-chip stocks. Another might be more aggressive and invest primarily in growth stocks. Have as their investment objective high current income. Maintain some proportion of their assets in bonds and preferred stock as well as in common stock. Invest their assets solely in bonds and have as their objective stability of income. Invest in short-term debt(money market) instruments. A typical money market fund invests in CP and CDs. They generally pays the interest to the investors monthly. Invest in senior securities, both bonds and preferred stock. Their objective is current income with safety of principal. Invest a large proportion of their assets in a particular industry such as the chemical industry. Elected by the mutual fund shareholders and are responsible for developing and implementing investment policies. According to the Investment Company Act of 1940, at least 40% of the board of directors must be unaffiliated with the mutual fund. Unless authorized by majority vote of its shares, an investment company may not; ? Go from diversified to non-diversified ? Change its investment objectives and concentration of investments ? Borrow money, underwrite securities issued by others, make loans, buy or sell real estate ? Change the nature of business so as to cease acting Must be sent to stockholders semiannually. Mutual funds sell ex-dividend whenever the fund or its principal underwriter(sponsor) determines. The ex-dividend date for a mutual fund is usually the same day as the record date. Contracted by the fund to issue new shares and cancel redeemed shares for the fund. Normally also in charge of the disbursement of dividend and capital gain distributions and performing other bookkeeping. Responsible for the safekeeping of the securities owned by a mutual fund. Mutual funds must have a national bank, trust company or other qualified institution act as its custodian. He holds the cash and securities of the fund but does NOT perform any mana The principal underwriter of the fund. He has an exclusive agreement with the fund which allows him to purchase fund shares at the current NAV. The shares may then be resold to the public, through outside dealers or the sponsor’s sales force, at the full Shareholder Rights Financial Report Dividend of Mutual Fund Transfer Agent Custodian Sponsor(Distributor) Chapter 13 Section 12b-1(The Investment Company Act of 1940) Investment Companies Though a sponsor is used and bears the cost of sales of literature and other promotional items, under certain situation, selling expenses may be borne by the fund. Chapter 13 Dealers Investment Companies Must have a signed selling agreement with the sponsor. They are fobidden to purchase mutual fund shares for inventory. But they can do so only to fill customer orders or for their own investment. If a dealer who has purchased shares for investment decides Manages the fund’s portfolio. Re. management of a mutual fund, securities on margin, participate in a joint account, or sell short securities may not be permitted in general. Investment advisory contracts must be approved by a majority of the fund’s share Total Expense / Average Net Assets NAV + Sales Charge = NAV / (100% – Sales Charge Percentage) = $10. 0 / (100% – 7%) = $10. 75 Total Net Asset / Number of Shares Outstanding Orders to buy and sell the fund are based on the next price to be computed. Sales Charge / Public Offering Price = $1. 57 / $19. 60 = 8% Based on public offering price. According to the NASD’s Conduct Rules, the maximum allowable percentage is 8. 5%. In the sale, there is no sales charge though is redemption fee(i. e. 1%). To charge the maximum 8. 5% sales charge, the mutual fund must offer i To be sold to the public at the NAV, without any sales charge added. No-load fund may charge a liquidation fee when an investor sells the fund. Dollar levels at which the sales charge is reduced. Amount Deposited Sales Charge Percentage Less than $10,000 8. 5% $10,000 – $25,000 7. 5% $25,000 – $50,000 6. 0% Enables an investor to qualify for the discount made available by breakpoints without initially depositing the entire amount required. LOIs are NOT binding on the investor and only available to single purchaser. The letter states the investor’s intention Those people who are eligible for sales breakpoints and LOI, which includes a joint account only between husband and wife. Partnership, investment clubs and joint accounts are NOT eligible for reduced sales charges or LOI. Investment Advisor Expense Ratio Buying Mutual Fund Shares Public Offering Price(Asked Price) Net Asset Value(NAV / per share) Buy and Sell the Fund Sales Charge Percentage No-load(N. L. ) Funds Breakpoints Letter of Intent(LOI) Single Purchaser Chapter 13 Voluntary Plans Dollar Cost Averaging (Constant Dollar Plan) Dollar Averaging Redeeming Mutual Fund Shares Redemption Investment Companies Require an initial minimum investment. The investor will indicate an intention to invest a minimum amount at fixed intervals, such as montly or quarterly. Fixed dollar amount is invested periodically. Fixed share amount is invested periodically. Redemption fee is calculated based on NAV. Mutual funds are required under the Investment Company Act of 1940 to pay the proceeds of redemption within 7 calendar days. The SEC can order or allow, upon the request of a fund, that redemption be suspended fo ? Fixed-dollar Types of Withdrawal Plans ? Fixed-percentage ? Fixed-share Taxation of Mutual Fund Distributions Earnings for Investment ? Investment income(dividends interest on the securities) Companies ? Capital gain Investors will receive a Form 1099 to report distributions for income tax purpose. They may elect to Form 1099 take distributions from mutual funds in the form of reinvested shares rather than in the form of cash. Investment Income Dividends interest on the securities. Taxable to the investors as ordinary income. When an asset is sold for more than its cost, the result is a capital gain. ? Long-term gains ? Result from the sale of assets held for more than 1 year / taxed as capital gain Capital Gain ? Short-term gains ? Result from the sale of assets held for 1 year or less / taxed as ordinary income Capital gains are taxed at the individual’s tax rate, up to a maximum of 20%. Holders of one fund in the group may have an exchange or conversion privilege allowing them to Exchange Privilege convert to another fund of the same manager at the NAV. Investment companies can avoid paying taxes on income since they are eligible for special tax Taxation of Investment treatment under Subchapter M of the Internal Revenue Code. This special tax treatment is called Companies the â€Å"conduit† or â€Å"pipeline† treatment. Avoid triple taxation which would occur if the mutual fund paid taxes. The companies held in the fund’s portfolio pay corporate income taxes and the investor pays taxes on dividends received from the fund. Therefore, taxes payable on dividends and interes Conduit / Pipeline Chapter 13 Conduit / Pipeline Investment Companies Corporatoi n in Portfolio Mutual Fund Dividen Investors Regulated Investment Companies The investment companies that meet certain requirements under Subchapter M are considered to be regulated investment companies. Chapter 13 Reporting Requirements 300% Asset Coverage Investment Companies Annual report must be sent to the SEC and semiannual reports must be sent to the shareholders. Investment Company Rules and Regulations Management companies(open-end closed-end) are subject to 300% asset coverage to control their leverage, therey reducing risk. NASD Rules on Investment Companies Selling Fund Shares NASD members may not purchase fund shares at a discount from an underwriter unless the underwriter is also an NASD member. This effectively restricts non-member underwriters from distributing their shares through NASD firms. NASD members must transmit pay Applied to the practice of inducing an investor to purchase a mutual fund on the basis of an impending dividend. The investor was induced to buy the stock based on the impending dividend. However, had the investor waited until ex-dividend date, the price Occurs when a registered representative does not inform a customer about the availability of a Breakpoint Sale sales breakpoint or a LOI. The Anti-Reciprocal Rule of the Prohibits member firms from selling open-end investment company(mutual fund) shares because NASD of commissions received or to be received from the investment company. An underwriter of investment company shares is prohibited from giving a member firm any Special Deals discount above the one specified in the selling agreement for the sale of the shares. If a RR retires, he or she may continue to receive commissions for sales of investment company Continuing Commissions periodic payment plans initiated prior to the retirement if there was a bona fide contract with the person’s firm to receive such commissions. Selling Dividends Chapter 13 Investment Companies Investment Company Advertising and Sales Literature SEC Rule 134 Permits the publication of a simple ad describing the basic features of a new issue. Permits the use of ad that describes, in general terms, how investment companies work. The SEC Rule 135A communication must be limited to information re. investment companies in general, or to the nature of investment companies. Permits the publication of an investment company ad that satisfies the definition of a prospectus SEC Rule 482 under certain conditions. This ad may NOT contain an application ot invest in the investment company. SEC Rule 156 Sales Literature Real Estate Investment Trust(REIT) Tax Treatment Difference between Appreciation Capital Gain Warns that sales literature would be considered misleading if it 1)contained an untrue statement of material fact, 2)omitted a material fact that was necessary to make a statement not misleading. Any sales literature re. redeemable investment company securities must be filed with the SEC within 10 days of use. Similar to an investment company but is not considered to be a type of investment company. He manages a portfolio of real estate oriented investments to earn profits for investors. To qualify as a REIT, a company must be set up as a domestic corporation m REITs are the favorable tax treatment given under the REIT Act Amendment to the Internal Revenue Code of 1954. If 95% of the ordinary income generated from the portfolio is distributed to investors, REIT is taxed only once. Appreciation : An increase in the market price of a security from the purchase price. Capital Gain : Recognized when the security is sold and the appreciation is realized. How to cite Series 7 Study Guide, Essay examples

Arabian Nights Essay Example For Students

Arabian Nights Essay The Arden production of The Arabian Nights should have included a story or two about a Demon like those included in the novel by Husain Haddawy. By including these types of stories they could incorporate magic and demons into the play. There are many interesting ways that they adapter could portray magic and the appearance of demons. The Story of the Merchant and the Demon from the novel tells of this wealthy merchant who travels from town to town selling goods. On one trip he rode for many days and then stopped to rest under a walnut tree. He got something to eat out of his bag and began to throw the pits of the dates left and right. Then this old demon arrived and pulled out his sword to kill the merchant. Asking the demon why he wanted to kill him, the demon replied that the merchant had killed his son when he threw the date pit and it hit him in the head. The merchant began to weep and mourn his family and his wife and children. (Haddawy p.18) He then began to recite verses and after he was finished and stopped crying, the demon said again that he must kill the merchant as the merchant had killed his son. The merchant then begged the demon for time to say his good byes to his family and his wife and his kids. The demon agreed to give the man one year to return only after the merchant swore as God as a witness. When the merchant returned home and told of his troubles to his wife and children they all mourned. He than wrote his will, divided his property, discharged his obligations to people, left bequests and gifts, distributed alms, and engaged reciters to read portions of the Quran in his house. Then he summoned legal witnesses and in their presence freed his slaves and slave-girls, divided among his elder children their shares of the property, appointed guardians for his little ones, and gave his wife her share according to her marriage contract. (Haddawy p. 19) As the year came to an end, the merchant tearfully said his good byes and traveled to the orchard exactly one year later. As he was waiting under the tree for the demon, an old man walked by with a deer and asked why he was sitting in the orchard which is filled with demons and devils. The merchant told the old man his story and the old man was so amazed that he wanted to see what would happen to the merchant. As the two men sat and waited for the demon, another old man walked by with two black hounds and asked what they were doing there. The first old man told his the story of the merchant and the demon. The other man also wanted to see what would happen to the merchant and sat down. Then a third old man walked by and asked, Why do I see the two of you sitting here, with this merchant between you, looking abject, sad, and dejected?(Haddawy p. 21) They told the old man of the merchant and the demon and that they were waiting to see what would happen to the merchant. This man of course wanted to see what the demon would do the merchant and sat down with the three men. Suddenly they saw the demon approaching them with his sword drawn and they began to weep and wail. The first old man with the deer approached the demon and asked, If I tell you what happened to me and that deer, and you find it strange and amazing, indeed more amazing than what happened to you and the merchant, will you grant me a third of your claim on him for his crime and guilt?(Haddiwy p. 22) The demon agreed and the man began to tell his story. .u184f9eba38f60467b7c852711217b640 , .u184f9eba38f60467b7c852711217b640 .postImageUrl , .u184f9eba38f60467b7c852711217b640 .centered-text-area { min-height: 80px; position: relative; } .u184f9eba38f60467b7c852711217b640 , .u184f9eba38f60467b7c852711217b640:hover , .u184f9eba38f60467b7c852711217b640:visited , .u184f9eba38f60467b7c852711217b640:active { border:0!important; } .u184f9eba38f60467b7c852711217b640 .clearfix:after { content: ""; display: table; clear: both; } .u184f9eba38f60467b7c852711217b640 { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .u184f9eba38f60467b7c852711217b640:active , .u184f9eba38f60467b7c852711217b640:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .u184f9eba38f60467b7c852711217b640 .centered-text-area { width: 100%; position: relative ; } .u184f9eba38f60467b7c852711217b640 .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .u184f9eba38f60467b7c852711217b640 .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .u184f9eba38f60467b7c852711217b640 .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .u184f9eba38f60467b7c852711217b640:hover .ctaButton { background-color: #34495E!important; } .u184f9eba38f60467b7c852711217b640 .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .u184f9eba38f60467b7c852711217b640 .u184f9eba38f60467b7c852711217b640-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .u184f9eba38f60467b7c852711217b640:after { content: ""; display: block; clear: both; } READ: Genetics Essay The old man said that this deer was his cousin and he was married to her for thirty years. They could not have a child so he had a son with a mistress. His wife became jealous of his mistress and his son and caste a spell of them. She turned the son into a bull and the mistress into a cow. She then gave them to a shepard who took them out with the other animals. She told her husband that his mistress had died and his son had run away. As the Great Feast of the Immolation approached, the man told the shepard to get a cow for sacrifice. He returned with the mistress that had been turned into a cow and as the husband went to slaughter the cow it began to cry. The shepard then slaughtered the cow and it had no meat or fat. The shepard then brought a bull, the mans son, to be sacrificed and the bull ran at the husband and bowed at his feet. The husband wanted to spare him but his wife insisted, the bull began to cry and rolled at the mans feet until the husband spared him. The next day the shepard came to the man and told him that his daughter knows magic and could tell that the bull was the mans son and the slaughtered cow was the mans mistress. The next day the man asked the shepards daughter to reverse the spell and she agreed to do so only if she could marry his son and could put a spell on his wife. The son became human and the wife was turned into a deer. After hearing this strange story the demon granted the old man one third of the mans life. (Haddiwy p. 24-25)Then the second old man with the two black hounds approached the demon and asked the same of the demon if he told the demon his story about the two hounds. They demon agreed and the old man told his story. The man said that these two hounds are his brothers. When their father died he had left his three sons with money and they each opened a shop. One brother sold his shop and bought goods to trade as he left to travel. One year later a beggar came to the old mans shop and asked for food and clothes. The beggar was told to leave when he asked the shop owner if he recognized him because he was one of his brothers. They old man took in his brother and split his wealth with him. Soon after the second brother sold his shop and went off on a trading journey. He too returned a year later with no money or goods. The old man again split his wealth with his other brother and he opened a shop again. Every year the two brothers would ask the old man if he wanted to go on a trading trip with them but he always refused until finally he agreed. He asked his brothers how much money they had for the trip but they each had squandered all of it. He then sold all of his goods and received six thousand dinars. He brought three thousand with them and buried the other three thousand in the ground for when they return. They traveled to far countries and made a lot of money and upon boarding their ship back; the old man met a girl who asked him to take her with him. He agreed and they married but his brother grew jealous of them and one night they there him and his wife into the sea. His wife turned into a she demon and brought him to an island. She told him that she wanted to kill his brothers but he insisted that she doesnt. She then brings him back to his home and he digs up his money and reopens his shop. .u606eb81eb18531b77542dabc30db8bf4 , .u606eb81eb18531b77542dabc30db8bf4 .postImageUrl , .u606eb81eb18531b77542dabc30db8bf4 .centered-text-area { min-height: 80px; position: relative; } .u606eb81eb18531b77542dabc30db8bf4 , .u606eb81eb18531b77542dabc30db8bf4:hover , .u606eb81eb18531b77542dabc30db8bf4:visited , .u606eb81eb18531b77542dabc30db8bf4:active { border:0!important; } .u606eb81eb18531b77542dabc30db8bf4 .clearfix:after { content: ""; display: table; clear: both; } .u606eb81eb18531b77542dabc30db8bf4 { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .u606eb81eb18531b77542dabc30db8bf4:active , .u606eb81eb18531b77542dabc30db8bf4:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .u606eb81eb18531b77542dabc30db8bf4 .centered-text-area { width: 100%; position: relative ; } .u606eb81eb18531b77542dabc30db8bf4 .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .u606eb81eb18531b77542dabc30db8bf4 .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .u606eb81eb18531b77542dabc30db8bf4 .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .u606eb81eb18531b77542dabc30db8bf4:hover .ctaButton { background-color: #34495E!important; } .u606eb81eb18531b77542dabc30db8bf4 .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .u606eb81eb18531b77542dabc30db8bf4 .u606eb81eb18531b77542dabc30db8bf4-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .u606eb81eb18531b77542dabc30db8bf4:after { content: ""; display: block; clear: both; } READ: Nutrition Essay On the road he finds these two hounds tied up and she tells him that they are his two brothers and that they will stay like this for ten years. He then told the demon that he was on his way to the she demon with the hounds when he met the merchant. The demon grants his one third of the merchants life. (Haddiwy p. 28-29)Then the third old man approaches the demon and asks of the same if he tells the demon an even more amazing story that the other two old men. The demon agreed and the old man tells of a story that is stranger and more amazing then the first two. The demon was amazed and granted the old man one third of the merchants life. The demon released the merchant and went on his way. The merchant thanked the three old men and they all parted. The merchant then returned to his family and wife and kids. (Haddiwy p. 29)