Monday, December 30, 2019

Development of the world without religion - 1640 Words

When people question the existence and emergence of planet Earth through science, what is discovered is that there are no generic answers. The conversation will erupt into a never-ending debate and get into the vexing, and sometimes violent, interpretations based on one’s beliefs. What can be answered is what goes on inside the geographical world. My topic of research is not the geography that is tested in the second grade, when a teacher asks a student to point to where London is on a map. In fact, I will be focusing in on the urban geography development, because it is a development, which is less obvious to an average ignorant and inexperienced individual. On the contrary, Professionals who plan out many different cities and different†¦show more content†¦Examples of mismanagement are: high pricing of vehicles even though cars are made here, gas-guzzling machines (lack of fuel efficiency), quality of cars, and lastly leading to the bailouts of Washington that now ha s the Detroit three on their debt list. The same cars also were the cars that were being used for suburbanization from metropolises. The same movement away from the downtowns of the city of Detroit into the suburbs is the same that has happened all over the country, prominently in the Sunbelt cities. Though the car is a major impact on suburbanization, there are also many other reasons for it. What is a Sunbelt? A Sunbelt is the region of the United States that extends from the Southwest to the Southeast. The Sunbelt city is existent because of the overwhelming amount of people that want to live in a semi-tropical area, including: the baby-boomers, the recently retired, those desiring perfect weather, people in search of great land, and the ones who want a sense of community and a neighborhood. As Becky M. Nicholaides stated in her article Suburbia and the Sunbelt the Sunbelt cities are very much so intertwined with suburbs (21). Coincidentally, she was a professor at Arizona State University, and a resident of Phoenix so she single-handedly saw and documented the impact that sprawl was having through time (and now occurring faster than ever). The Sunbelt cities of America are mostly all for decentralization. EspeciallyShow MoreRelatedHow Did Christianity Become A Major World Religion?1660 Words   |  7 PagesHow did Christianity become a major world religion? Saint Paul had a huge impact on the development of Christianity. He spread the word of Christianity throughout the Roman Empire by visiting synagogues, preaching, and writing letters. Without Saint Paul, Christianity would not have been a major religion of the world, instead, another would have likely taken its place. Saint Paul, originally named Saul, was a crucial part in the development of Christianity. Paul, who was born in Tarsus, CiliciaRead MoreClose Reading of What the Snakes Brings to the World by Lorna Crozier1199 Words   |  5 Pagesâ€Å"What the Snake Brings to the World† is a 2002 poem by the Canadian poet Lorna Crozier. The poem is free verse, with four stanzas of 6, 4, 4 and 9 lines respectively. The poem is riddled with Biblical allusions, with the â€Å"snake† being its focal point, making extensive comment on the nature and consequences of the aforementioned snake. A dominant reading of the poem outlines the duplicity of the nature of ‘evil’ and ‘sin’ and related consequences. An alternate reading of the poem conveys the ideaRead MoreEvolution Of Science And Religion1179 Words   |  5 PagesWhen comparing science and religion there has been a great rift. As long as humanity has believed in a creator there as always been thinkers tryin g to quantify and evaluate the truth behind religion, trying to disprove or prove a supernatural force. The ancient Greeks were pioneering philosophers which started the great rift we see in the early development of scientific and quantified analysis. This was first started by Aristotle whuch believed that science was a process of trying to understandRead MoreOn Religion : Speeches And Its Cultural Despisers By Friedrich Schleiermacher1306 Words   |  6 Pages In his book, On Religion: Speeches to its Cultural Despisers, Friedrich Schleiermacher addresses the idea that as a person’s scientific knowledge increases, the less religious that person will become. Of course, this topic is one among very many others addressed in the written speeches. Schleiermacher opposes the idea that religion decreases when scientific knowledge increases in a person, beginning his opposition with a distinction between religion and thought. It is important to note that whenRead MoreThe Relationship between Science and Religion755 Words   |  4 Pages  The Relationship between Science and Religion   The relationship between science and religion will be analyzed in the following three aspects: conflict, compartmentalization and complementariness.   Conflict   An essential question on our own existence is bound to evoke our curiosity: where did we come from? Charles Darwin, in his theory of evolution, believed that human being was evolved from apes. However, the Genesis in Bible considered that human was created by God. Undoubtedly, it is impossibleRead MoreThe Impact of the Rationalization Process on Culture1283 Words   |  5 Pagesalso involves the development of forms of social organizations who strive to achieve precise goals by any efficient means. This type of rationalization is seen in the development of modern business corporations and of bureaucracy. These organizations are dedicated in the achievement of defined goals by calculated, systematically administered means, all of which is very carefully thought out. So these social organizations dismiss all types of beliefs based on ‘magic’ or religion, and purely rely onRead MoreWestern Culture And Its Influence On Modern Culture1235 Words   |  5 Pag esdeveloped from a focus on a strong reliance on the concept of institutions, and those institutions that controlled the most power ultimately played the largest role in shaping the western culture seen today. Through analysis of honors texts, the development and reliance on institutions and their influence on shaping western culture can be identified and traced throughout early human history. Beginning in Sumer, the earliest formalized, written example of the creation of an institution can be identifiedRead MoreBrave New World Essay1137 Words   |  5 PagesNew? Aldous Huxleys Brave New World illustrates a colorful, fantastic universe of sex and emotion, programming and fascism that has a powerful draw in a happy handicap. This reality pause button is called Soma. Take a holiday from reality whenever you like, and come back without so much as a headache or a mythology. ( Huxley 54 ). In his universe, Soma is the cure for everything. All problems, be they psychological, physical, or social are totally forgotten, their lurking shadows temporarilyRead MoreReligious and Faith Can Do more Good than Harm in Society1332 Words   |  6 Pagesthat they would have never imagined. Being apart of a religion that relies heavily on faith is a method of cleansing away all sins, burdens, and troubles. Those who can testify to the blessings that come from being holy motivate and almost effortlessly encourage others to follow in their footsteps. This vital outlook on life cultivates the strongest form of unity where people dedicate their time to good citizenship and community service. Religion and faith are the most efficient approaches used toRead MoreAnalysis of Religion and Globalization by Peter Beyer Essay1604 Words   |  7 Pagestheories of global change for the study of religion generally and, through a series of case studies, applications of those theories to specific religious movements. In particular, Beyer is interested in the seeming contradiction of the persistence of conflict between social units within a globalizing world that is more and more becoming a single place. The first half of his book, the introduction and four chapters, is taken up with theoretical definitions of religion as a social system and the position

Sunday, December 22, 2019

Credit Card Fraud Essay - 2919 Words

The advent of technology, in the form of credit card, brought in convenience and made life simpler for us, but along with it came the Pandora’s Box. While credit cards have made life easy for us, they have also managed to make life easy for the crooks. While enabling us to purchase things we fancy whilst seated on our couch, it has on the other hand made it easy for fraudsters to guzzle away money that is not truly theirs. In this paper, I would be: i. Problem Statement ii. Introducing the topic about credit card fraud iii. Talking about different types of credit card frauds iv. Current issues related to this fraud v. Tools used for Credit Card Fraud vi. Future effects of this fraud vii. Credit Card Fraud Detection viii.†¦show more content†¦The cost of credit card fraud worth of transactions was 7 cents per 100 dollars in 2006.If you translate theses transaction would end up in billions of dollars. Credit card fraud can be able performed by circumstance like the one we just mentioned, or it can happen when your credit card falls into the wrong hands. All a person has to do is get these out of your mailbox and mail them in with a change of address request and start spending. Someone can even apply for a credit card in your name if they have the right information. You wont know a thing about it until the credit card company tracks you down and demands payment for the purchases. Credit card fraud can be extremely terrifying. The terrifying picture about it is that people rarely look at their credit card statement. This means charges are often unnoticed. part though is that people rarely look at their credit card statements. TYPES OF CREDIT CARD FRAUD Physically Stolen Cards The primogenital procedure of credit card fraud is the brave robbery of physical cards by offenders. Customers are vulnerable to robbery in any site where they are combined by outsiders the bank, the superstore, even a busy city street. Expert thieves have skilled themselves to notice symbols of interruption and change in for the slaughter when it seems that you are not disbursing consideration. Taking your credit cards by such people leaks you to all method of scam.Show MoreRelatedCredit Card Fraud1910 Words   |  8 PagesRunning Head: Credit Card Fraud Impact of Credit Card Fraud Outline Card Credit Fraud Thesis Statement: Credit card fraud is an inclusive term for larceny and deception committed using a credit card or any similar payment mechanism as a fraudulent source of funds in a transaction. The purpose may be to attain goods without paying, or to achieve illegal resources from an account. Credit card fraud is also an appendage to identity theft. According to the Federal Trade Commission, while identityRead MoreCredit Card Fraud Essay3025 Words   |  13 PagesCredit Card Fraud: Overview, Analysis, and Recommendations Credit card fraud is a significant problem in the U.S. with losses exceeding $5.718 billion annually (Sullivan, 2010). Perpetrators are continually developing new methods to circumvent established and evolving fraud prevention controls. With economic expansion continuing its advance into the digital era and electronic forms of payments increasingly common, the problem of credit card fraud is likely to increase. Internet-based creditRead MoreCredit Card Fraud And Money Laundering2028 Words   |  9 Pages Running head: CREDIT CARD FRAUD MONEY LAUNDERING 1 White Collar Crime: Credit Card Fraud and Money Laundering Datuawn Frazier Lillian Esedebe Morrisville State College CREDIT CARD FRAUD MONEY LAUNDERING 2 Abstract In this paper we will be exploring white collar crime and specifically credit card fraud and money laundering. We will be discussing what exactly credit card fraud entails and how it takes places explaining the different methods of how criminals can stealRead MoreEssay on Technology, Privacy and Credit Card Fraud706 Words   |  3 PagesTechnology, Privacy and Credit Card Fraud The advancement of technology over the years appeared to be the greatest thing known to mankind.   With the Internet, the world is at ones finger tips and just about anything can be accessed using it.   This is not necessarily a good thing, with crimes like creidt card fraud going around.   The number of credit card fraud incidents is rapidly increasing as the years progress.   Anybody with a credit card could possibly be a victim of this crime and it shouldRead MoreEssay on Credit Card Fraud4202 Words   |  17 Pages- PDF  (90 K) Credit card fraud: awareness and prevention Katherine J. Barker,  Jackie DAmato,  Paul Sheridon.  Journal of Financial Crime.  London:  2008.  Vol. 15, Iss. 4;  pg. 398 Abstract (Summary) To make readers aware of the pervasiveness of credit card fraud and how it affects credit card companies, merchants and consumers. A range of recent publications in journals and information from internet web sites provide corroboration and details of how fraudsters are using credit cards to steal billionsRead MoreWorld Wide Credit Card Fraud1353 Words   |  6 Pages Credit card fraud transpires daily and in a variety of ways. Often times the consumer that has been a victim of credit card fraud is unaware until they notice the fraudulent charges for purchases they never made. Thieves obtain credit card information in a number of way, data breaches, compromised card information, a dishonest employee at a restaurant or retails store, by a fraudulent website, by giving out credit card information to someone over phone with malice intent. According to StatisticRead MoreCredit Card Fraud Should Be A Federal Offense1120 Words   |  5 Pages Abstract Credit card fraud is a federal offense and can get an offender up to 20 years in prison depending on the severity of the situation. Should it be a federal offense? Credit card fraud is becoming more and more relevant especially in the United States , matter of fact it increased by 16% in 2016 alone. This is a serious problem in today s society. The hypothesis that s being examined in this paper is that credit card fraud should be a federal offense. This has become a relevantRead MoreDigital Credit And Debit Card Fraud Essay741 Words   |  3 PagesThe Problem: Worldwide credit and debit card fraud resulted in losses amounting to $16.31 billion during the year 2014. The United States has been disproportionately affected by this fraud, due to their lack of adoption of the EMV Chip security measure. According to the 2012 Nilson Report, American card issuers lost $3.4 billion and merchants lost another $1.9 billion. America makes credit card fraud easy for fraudsters, by still relying on cards with magnetic strips which are less secureRead MoreCredit Card Fraud, An Integral Part Of The World s Economy1259 Words   |  6 Pagesmoney. Credit and Debit cards have become an integral part of the world’s economy. Due to this extensive usage of cards, we have become a â€Å"cashless society†. We make use of credit cards to make online payments, to buy items at retailers and grocery stores; almost anywhere we go and purchase, we extensively make use of credit cards. This over dependency and usage of credit cards has given rise t o new form of crime called the Credit Card fraud. Credit card fraud is the use of one person’s credit cardRead MoreEvolution Of Credit Card Fraud Within The Growing E Commerce Industry1716 Words   |  7 PagesA565_section_14447_Tina Pang _Credit Card Fraud_ Final Paper_10/11/2014 I examine the evolution of credit card fraud within the growing e-commerce industry. Online Shopping: Risk of Paying More than You Receive I examine the evolution of credit card fraud in regards of the technology or methodology fraudsters used specifically within the e-commerce industry, and discuss various security concerns companies have for establishing online shopping sites. The appearance of credit cards and the growing e-commerce

Saturday, December 14, 2019

Series 7 Study Guide Free Essays

Chapter 13 Investment Company ( ) Investment Companies A corporation or trust in which investors pool their funds and are usually organized as corporations in the same manner as any other business corporation. However, some have been established as trusts and as such are supervised by trustees rather than dir ? Diversification Advantages of Investment ? Professional Management Company ? Liquidity The basic legistration governing investment company and difines and classifies investment companies into 3 basic types. ? Face Amount Certificate Company The Investment Company Act of ? Unit Investment Trust(UIT) 1940 ? Management Company The Act requires all investment companies with 100 shareholders or more to register with the SEC. We will write a custom essay sample on Series 7 Study Guide or any similar topic only for you Order Now A public offering may not be made by a mutual fund until it has a minimum net worth of $100,000. New shares are registered by the fund periodically, usually Type of Investment Companies Face Amount Certificate Issues debt certificates offering a predetermined rate of interest. Holders are entitled to redeem Company their certificates for a fixed amount on a specified date. Investment companies with no management fee and low sales charges that invest in a fixed Unit Investment portfolio of municipal or corporate bonds are categorized as UIT. The funds are issued in book (UIT / ) entry form and registered form. Established under an indenture or simil Manage a portfolio of securities in accordance with specified investment objectives. Each day, usually at the end of trading on the NYSE, a management company will determine the value of its Management Company portfolio or the net asset value(NAV) per share. ? Closed-end ? Does not issue redeemable shares ? Open-end ? Issues redeemable shares Usually capitalizes through a 1-time public offering of shares and may issue commom stock, Closed-end Investment preferred stock, or bonds. The company does not continuously issue shares nor will it redeem its Company shares. The market price of closed-end funds will be based on the f Also called mutual fund. They are continuously issuing new shares which they stand ready to Open-end Investment Company redeem. All shares issued are common shares ONLY. Instead of 5% policy, sales charge will be applied. Management(investment advisory) fees are normally the largest Chapter 13 Types of Mutual Funds Diversified Common Stock Funds Income Funds Balanced Funds Bond Funds Money Market Funds Bonds and Preferred Stock Funds Specialized Funds Operation of a Mutual Fund Board of Directors Investment Companies Consists mostly of common stocks. The funds can have a variety of investment objectives. One might be conservative and invest primarily in blue-chip stocks. Another might be more aggressive and invest primarily in growth stocks. Have as their investment objective high current income. Maintain some proportion of their assets in bonds and preferred stock as well as in common stock. Invest their assets solely in bonds and have as their objective stability of income. Invest in short-term debt(money market) instruments. A typical money market fund invests in CP and CDs. They generally pays the interest to the investors monthly. Invest in senior securities, both bonds and preferred stock. Their objective is current income with safety of principal. Invest a large proportion of their assets in a particular industry such as the chemical industry. Elected by the mutual fund shareholders and are responsible for developing and implementing investment policies. According to the Investment Company Act of 1940, at least 40% of the board of directors must be unaffiliated with the mutual fund. Unless authorized by majority vote of its shares, an investment company may not; ? Go from diversified to non-diversified ? Change its investment objectives and concentration of investments ? Borrow money, underwrite securities issued by others, make loans, buy or sell real estate ? Change the nature of business so as to cease acting Must be sent to stockholders semiannually. Mutual funds sell ex-dividend whenever the fund or its principal underwriter(sponsor) determines. The ex-dividend date for a mutual fund is usually the same day as the record date. Contracted by the fund to issue new shares and cancel redeemed shares for the fund. Normally also in charge of the disbursement of dividend and capital gain distributions and performing other bookkeeping. Responsible for the safekeeping of the securities owned by a mutual fund. Mutual funds must have a national bank, trust company or other qualified institution act as its custodian. He holds the cash and securities of the fund but does NOT perform any mana The principal underwriter of the fund. He has an exclusive agreement with the fund which allows him to purchase fund shares at the current NAV. The shares may then be resold to the public, through outside dealers or the sponsor’s sales force, at the full Shareholder Rights Financial Report Dividend of Mutual Fund Transfer Agent Custodian Sponsor(Distributor) Chapter 13 Section 12b-1(The Investment Company Act of 1940) Investment Companies Though a sponsor is used and bears the cost of sales of literature and other promotional items, under certain situation, selling expenses may be borne by the fund. Chapter 13 Dealers Investment Companies Must have a signed selling agreement with the sponsor. They are fobidden to purchase mutual fund shares for inventory. But they can do so only to fill customer orders or for their own investment. If a dealer who has purchased shares for investment decides Manages the fund’s portfolio. Re. management of a mutual fund, securities on margin, participate in a joint account, or sell short securities may not be permitted in general. Investment advisory contracts must be approved by a majority of the fund’s share Total Expense / Average Net Assets NAV + Sales Charge = NAV / (100% – Sales Charge Percentage) = $10. 0 / (100% – 7%) = $10. 75 Total Net Asset / Number of Shares Outstanding Orders to buy and sell the fund are based on the next price to be computed. Sales Charge / Public Offering Price = $1. 57 / $19. 60 = 8% Based on public offering price. According to the NASD’s Conduct Rules, the maximum allowable percentage is 8. 5%. In the sale, there is no sales charge though is redemption fee(i. e. 1%). To charge the maximum 8. 5% sales charge, the mutual fund must offer i To be sold to the public at the NAV, without any sales charge added. No-load fund may charge a liquidation fee when an investor sells the fund. Dollar levels at which the sales charge is reduced. Amount Deposited Sales Charge Percentage Less than $10,000 8. 5% $10,000 – $25,000 7. 5% $25,000 – $50,000 6. 0% Enables an investor to qualify for the discount made available by breakpoints without initially depositing the entire amount required. LOIs are NOT binding on the investor and only available to single purchaser. The letter states the investor’s intention Those people who are eligible for sales breakpoints and LOI, which includes a joint account only between husband and wife. Partnership, investment clubs and joint accounts are NOT eligible for reduced sales charges or LOI. Investment Advisor Expense Ratio Buying Mutual Fund Shares Public Offering Price(Asked Price) Net Asset Value(NAV / per share) Buy and Sell the Fund Sales Charge Percentage No-load(N. L. ) Funds Breakpoints Letter of Intent(LOI) Single Purchaser Chapter 13 Voluntary Plans Dollar Cost Averaging (Constant Dollar Plan) Dollar Averaging Redeeming Mutual Fund Shares Redemption Investment Companies Require an initial minimum investment. The investor will indicate an intention to invest a minimum amount at fixed intervals, such as montly or quarterly. Fixed dollar amount is invested periodically. Fixed share amount is invested periodically. Redemption fee is calculated based on NAV. Mutual funds are required under the Investment Company Act of 1940 to pay the proceeds of redemption within 7 calendar days. The SEC can order or allow, upon the request of a fund, that redemption be suspended fo ? Fixed-dollar Types of Withdrawal Plans ? Fixed-percentage ? Fixed-share Taxation of Mutual Fund Distributions Earnings for Investment ? Investment income(dividends interest on the securities) Companies ? Capital gain Investors will receive a Form 1099 to report distributions for income tax purpose. They may elect to Form 1099 take distributions from mutual funds in the form of reinvested shares rather than in the form of cash. Investment Income Dividends interest on the securities. Taxable to the investors as ordinary income. When an asset is sold for more than its cost, the result is a capital gain. ? Long-term gains ? Result from the sale of assets held for more than 1 year / taxed as capital gain Capital Gain ? Short-term gains ? Result from the sale of assets held for 1 year or less / taxed as ordinary income Capital gains are taxed at the individual’s tax rate, up to a maximum of 20%. Holders of one fund in the group may have an exchange or conversion privilege allowing them to Exchange Privilege convert to another fund of the same manager at the NAV. Investment companies can avoid paying taxes on income since they are eligible for special tax Taxation of Investment treatment under Subchapter M of the Internal Revenue Code. This special tax treatment is called Companies the â€Å"conduit† or â€Å"pipeline† treatment. Avoid triple taxation which would occur if the mutual fund paid taxes. The companies held in the fund’s portfolio pay corporate income taxes and the investor pays taxes on dividends received from the fund. Therefore, taxes payable on dividends and interes Conduit / Pipeline Chapter 13 Conduit / Pipeline Investment Companies Corporatoi n in Portfolio Mutual Fund Dividen Investors Regulated Investment Companies The investment companies that meet certain requirements under Subchapter M are considered to be regulated investment companies. Chapter 13 Reporting Requirements 300% Asset Coverage Investment Companies Annual report must be sent to the SEC and semiannual reports must be sent to the shareholders. Investment Company Rules and Regulations Management companies(open-end closed-end) are subject to 300% asset coverage to control their leverage, therey reducing risk. NASD Rules on Investment Companies Selling Fund Shares NASD members may not purchase fund shares at a discount from an underwriter unless the underwriter is also an NASD member. This effectively restricts non-member underwriters from distributing their shares through NASD firms. NASD members must transmit pay Applied to the practice of inducing an investor to purchase a mutual fund on the basis of an impending dividend. The investor was induced to buy the stock based on the impending dividend. However, had the investor waited until ex-dividend date, the price Occurs when a registered representative does not inform a customer about the availability of a Breakpoint Sale sales breakpoint or a LOI. The Anti-Reciprocal Rule of the Prohibits member firms from selling open-end investment company(mutual fund) shares because NASD of commissions received or to be received from the investment company. An underwriter of investment company shares is prohibited from giving a member firm any Special Deals discount above the one specified in the selling agreement for the sale of the shares. If a RR retires, he or she may continue to receive commissions for sales of investment company Continuing Commissions periodic payment plans initiated prior to the retirement if there was a bona fide contract with the person’s firm to receive such commissions. Selling Dividends Chapter 13 Investment Companies Investment Company Advertising and Sales Literature SEC Rule 134 Permits the publication of a simple ad describing the basic features of a new issue. Permits the use of ad that describes, in general terms, how investment companies work. The SEC Rule 135A communication must be limited to information re. investment companies in general, or to the nature of investment companies. Permits the publication of an investment company ad that satisfies the definition of a prospectus SEC Rule 482 under certain conditions. This ad may NOT contain an application ot invest in the investment company. SEC Rule 156 Sales Literature Real Estate Investment Trust(REIT) Tax Treatment Difference between Appreciation Capital Gain Warns that sales literature would be considered misleading if it 1)contained an untrue statement of material fact, 2)omitted a material fact that was necessary to make a statement not misleading. Any sales literature re. redeemable investment company securities must be filed with the SEC within 10 days of use. Similar to an investment company but is not considered to be a type of investment company. He manages a portfolio of real estate oriented investments to earn profits for investors. To qualify as a REIT, a company must be set up as a domestic corporation m REITs are the favorable tax treatment given under the REIT Act Amendment to the Internal Revenue Code of 1954. If 95% of the ordinary income generated from the portfolio is distributed to investors, REIT is taxed only once. Appreciation : An increase in the market price of a security from the purchase price. Capital Gain : Recognized when the security is sold and the appreciation is realized. How to cite Series 7 Study Guide, Essay examples

Friday, December 6, 2019

Arabian Nights Essay Example For Students

Arabian Nights Essay The Arden production of The Arabian Nights should have included a story or two about a Demon like those included in the novel by Husain Haddawy. By including these types of stories they could incorporate magic and demons into the play. There are many interesting ways that they adapter could portray magic and the appearance of demons. The Story of the Merchant and the Demon from the novel tells of this wealthy merchant who travels from town to town selling goods. On one trip he rode for many days and then stopped to rest under a walnut tree. He got something to eat out of his bag and began to throw the pits of the dates left and right. Then this old demon arrived and pulled out his sword to kill the merchant. Asking the demon why he wanted to kill him, the demon replied that the merchant had killed his son when he threw the date pit and it hit him in the head. The merchant began to weep and mourn his family and his wife and children. (Haddawy p.18) He then began to recite verses and after he was finished and stopped crying, the demon said again that he must kill the merchant as the merchant had killed his son. The merchant then begged the demon for time to say his good byes to his family and his wife and his kids. The demon agreed to give the man one year to return only after the merchant swore as God as a witness. When the merchant returned home and told of his troubles to his wife and children they all mourned. He than wrote his will, divided his property, discharged his obligations to people, left bequests and gifts, distributed alms, and engaged reciters to read portions of the Quran in his house. Then he summoned legal witnesses and in their presence freed his slaves and slave-girls, divided among his elder children their shares of the property, appointed guardians for his little ones, and gave his wife her share according to her marriage contract. (Haddawy p. 19) As the year came to an end, the merchant tearfully said his good byes and traveled to the orchard exactly one year later. As he was waiting under the tree for the demon, an old man walked by with a deer and asked why he was sitting in the orchard which is filled with demons and devils. The merchant told the old man his story and the old man was so amazed that he wanted to see what would happen to the merchant. As the two men sat and waited for the demon, another old man walked by with two black hounds and asked what they were doing there. The first old man told his the story of the merchant and the demon. The other man also wanted to see what would happen to the merchant and sat down. Then a third old man walked by and asked, Why do I see the two of you sitting here, with this merchant between you, looking abject, sad, and dejected?(Haddawy p. 21) They told the old man of the merchant and the demon and that they were waiting to see what would happen to the merchant. This man of course wanted to see what the demon would do the merchant and sat down with the three men. Suddenly they saw the demon approaching them with his sword drawn and they began to weep and wail. The first old man with the deer approached the demon and asked, If I tell you what happened to me and that deer, and you find it strange and amazing, indeed more amazing than what happened to you and the merchant, will you grant me a third of your claim on him for his crime and guilt?(Haddiwy p. 22) The demon agreed and the man began to tell his story. .u184f9eba38f60467b7c852711217b640 , .u184f9eba38f60467b7c852711217b640 .postImageUrl , .u184f9eba38f60467b7c852711217b640 .centered-text-area { min-height: 80px; position: relative; } .u184f9eba38f60467b7c852711217b640 , .u184f9eba38f60467b7c852711217b640:hover , .u184f9eba38f60467b7c852711217b640:visited , .u184f9eba38f60467b7c852711217b640:active { border:0!important; } .u184f9eba38f60467b7c852711217b640 .clearfix:after { content: ""; display: table; clear: both; } .u184f9eba38f60467b7c852711217b640 { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .u184f9eba38f60467b7c852711217b640:active , .u184f9eba38f60467b7c852711217b640:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .u184f9eba38f60467b7c852711217b640 .centered-text-area { width: 100%; position: relative ; } .u184f9eba38f60467b7c852711217b640 .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .u184f9eba38f60467b7c852711217b640 .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .u184f9eba38f60467b7c852711217b640 .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .u184f9eba38f60467b7c852711217b640:hover .ctaButton { background-color: #34495E!important; } .u184f9eba38f60467b7c852711217b640 .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .u184f9eba38f60467b7c852711217b640 .u184f9eba38f60467b7c852711217b640-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .u184f9eba38f60467b7c852711217b640:after { content: ""; display: block; clear: both; } READ: Genetics Essay The old man said that this deer was his cousin and he was married to her for thirty years. They could not have a child so he had a son with a mistress. His wife became jealous of his mistress and his son and caste a spell of them. She turned the son into a bull and the mistress into a cow. She then gave them to a shepard who took them out with the other animals. She told her husband that his mistress had died and his son had run away. As the Great Feast of the Immolation approached, the man told the shepard to get a cow for sacrifice. He returned with the mistress that had been turned into a cow and as the husband went to slaughter the cow it began to cry. The shepard then slaughtered the cow and it had no meat or fat. The shepard then brought a bull, the mans son, to be sacrificed and the bull ran at the husband and bowed at his feet. The husband wanted to spare him but his wife insisted, the bull began to cry and rolled at the mans feet until the husband spared him. The next day the shepard came to the man and told him that his daughter knows magic and could tell that the bull was the mans son and the slaughtered cow was the mans mistress. The next day the man asked the shepards daughter to reverse the spell and she agreed to do so only if she could marry his son and could put a spell on his wife. The son became human and the wife was turned into a deer. After hearing this strange story the demon granted the old man one third of the mans life. (Haddiwy p. 24-25)Then the second old man with the two black hounds approached the demon and asked the same of the demon if he told the demon his story about the two hounds. They demon agreed and the old man told his story. The man said that these two hounds are his brothers. When their father died he had left his three sons with money and they each opened a shop. One brother sold his shop and bought goods to trade as he left to travel. One year later a beggar came to the old mans shop and asked for food and clothes. The beggar was told to leave when he asked the shop owner if he recognized him because he was one of his brothers. They old man took in his brother and split his wealth with him. Soon after the second brother sold his shop and went off on a trading journey. He too returned a year later with no money or goods. The old man again split his wealth with his other brother and he opened a shop again. Every year the two brothers would ask the old man if he wanted to go on a trading trip with them but he always refused until finally he agreed. He asked his brothers how much money they had for the trip but they each had squandered all of it. He then sold all of his goods and received six thousand dinars. He brought three thousand with them and buried the other three thousand in the ground for when they return. They traveled to far countries and made a lot of money and upon boarding their ship back; the old man met a girl who asked him to take her with him. He agreed and they married but his brother grew jealous of them and one night they there him and his wife into the sea. His wife turned into a she demon and brought him to an island. She told him that she wanted to kill his brothers but he insisted that she doesnt. She then brings him back to his home and he digs up his money and reopens his shop. .u606eb81eb18531b77542dabc30db8bf4 , .u606eb81eb18531b77542dabc30db8bf4 .postImageUrl , .u606eb81eb18531b77542dabc30db8bf4 .centered-text-area { min-height: 80px; position: relative; } .u606eb81eb18531b77542dabc30db8bf4 , .u606eb81eb18531b77542dabc30db8bf4:hover , .u606eb81eb18531b77542dabc30db8bf4:visited , .u606eb81eb18531b77542dabc30db8bf4:active { border:0!important; } .u606eb81eb18531b77542dabc30db8bf4 .clearfix:after { content: ""; display: table; clear: both; } .u606eb81eb18531b77542dabc30db8bf4 { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .u606eb81eb18531b77542dabc30db8bf4:active , .u606eb81eb18531b77542dabc30db8bf4:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .u606eb81eb18531b77542dabc30db8bf4 .centered-text-area { width: 100%; position: relative ; } .u606eb81eb18531b77542dabc30db8bf4 .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .u606eb81eb18531b77542dabc30db8bf4 .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .u606eb81eb18531b77542dabc30db8bf4 .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .u606eb81eb18531b77542dabc30db8bf4:hover .ctaButton { background-color: #34495E!important; } .u606eb81eb18531b77542dabc30db8bf4 .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .u606eb81eb18531b77542dabc30db8bf4 .u606eb81eb18531b77542dabc30db8bf4-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .u606eb81eb18531b77542dabc30db8bf4:after { content: ""; display: block; clear: both; } READ: Nutrition Essay On the road he finds these two hounds tied up and she tells him that they are his two brothers and that they will stay like this for ten years. He then told the demon that he was on his way to the she demon with the hounds when he met the merchant. The demon grants his one third of the merchants life. (Haddiwy p. 28-29)Then the third old man approaches the demon and asks of the same if he tells the demon an even more amazing story that the other two old men. The demon agreed and the old man tells of a story that is stranger and more amazing then the first two. The demon was amazed and granted the old man one third of the merchants life. The demon released the merchant and went on his way. The merchant thanked the three old men and they all parted. The merchant then returned to his family and wife and kids. (Haddiwy p. 29)

Friday, November 29, 2019

Prose Criticism of Chuck Palahniuk Invisible Monsters Essay Example

Prose Criticism of Chuck Palahniuk Invisible Monsters Essay The purpose of the first few paragraphs of any novel is to set the basic scene, to introduce main characters, and most importantly to make the reader carry on reading! If one starts reading a book and is not gripped by some aspect of the story or characters within the first few pages, many will abandon it in favour of something more engaging. The opening of Invisible Monsters does all of these things and more. It is narrated by one of the main characters, and another two are introduced within the first few paragraphs. Here the narrator tells you quite openly, this is called scene setting: where everybody is, whos alive, whos dead. This sentence in itself prompts one to read on, if only to find out who is dead. In fact, the first paragraph asks a whole hoard of questions in the readers head: who is alive and dead? Who is Evie Cottrell? Who is the narrator? What happened to the rest of Evies wedding dress, and why is she holding a rifle? We will write a custom essay sample on Prose Criticism of Chuck Palahniuk Invisible Monsters specifically for you for only $16.38 $13.9/page Order now We will write a custom essay sample on Prose Criticism of Chuck Palahniuk Invisible Monsters specifically for you FOR ONLY $16.38 $13.9/page Hire Writer We will write a custom essay sample on Prose Criticism of Chuck Palahniuk Invisible Monsters specifically for you FOR ONLY $16.38 $13.9/page Hire Writer The style of Invisible Monsters is not that of your every day novel. The story does not run in one straight chronological line, from beginning to end. In fact it is very jumbles and frequently jumps back and forth between past and present. So with the opening of the novel one is left wondering not only what happens next but also what happened before this, how did we get here? This technique is part of what keeps the reader turning the pages not only for the next part of the story but also the last part. Palahniuks style is unique in that, with only a small amount of words he can evoke a whole scene. In the first paragraph there are few adjectives. The wedding reception is big and in a big manor house. The staircase is also big. However, by the use of the language here the reader is able to grasp not only what the scene looks like but also some detail about the narrator and her somewhat limited vocabulary. The whole book is written in the style of a person telling the story verbally rather than writing it down, and the syntax and detail (including that which is omitted) are indicative of this. The piece is a collection of deconstructionist, self-referential stream-of-consciousness asides which affirm the idea of a person telling a story, adding detail as it occurs to them. This bits and pieces exposition builds tension and confusion throughout the book, but especially at the beginning, where information is slowly leaked to the reader. There us a symbiotic relationship between the frenetic style and the wildly unbalanced characters, which fit together perfectly. This allows Palahniuk to breathe more life into his characters than if he had rendered them in a more conventional way. The first character to be mentioned is Evie Cottrell; the scene is set at her wedding reception, and we meet her standing on a staircase, naked inside whats left of her wedding dress, still holding her rifle. The narrator does not seem at all sympathetic to Evie in her description, and in fact there is a certain amount of distaste in the way, further down the page, we are told, You can trace everything about Evie Cottrells look back to some television commercial for an organic shampoo suggesting that Evie is defined more by looks and her outer image than intelligence. The structure of this novel is very fragmented. Paragraphs are short and choppy in some cases only a few words and the non-linear narrative again enforces the superficiality of the characters. The writing is quite plain in its wording and there is little imagistic language (though Brandy is said to be gushing her insides out). The vocabulary is colloquial and varies sometimes using a few simple (some big West Hills wedding reception) and sometimes opting for more descriptive, intelligent words (give me rampant intellectualism as a coping mechanism). The repetition of the word big in the first paragraph is quite telling of the character of the narrator: there are many words that could be used to describe a wedding reception in the West Hills (beautiful, extravagant, luxurious) but all she seems or chooses to note is that it is, simply, big. The lack of descriptive detail here, when later on almost an entire paragraph is devoted to the cut and style of Brandy Alexanders suit is a lso very telling of the characters. The fact Brandy is bleeding g from a bullet wound is mentioned almost as an aside the hole in the suit has caused the single-breasted cut to become asymmetrical. This is where Palahniuk is very clever. He does not come out and say that his characters are vacuous and superficial as such, but the narrators choice of words and actions show us. For example, as Brandy Alexander is laying bleeding to death at our feet, our narrator remarks, my first instinct is maybe its not too late to dab club soda on the blood stain. Earlier in the piece, the narrator has also remarked that Shotgunning anybody in this room would be the moral equivalent of killing a car. Were all such products. A very existential comment in which she places herself in the same category as her two worst enemies and is aware that in a sense she is no better than them. Palahniuk has an interesting and quite original way of conveying his characters feelings. He never seems to write, I feel or she felt and so instead expresses the feelings of his characters in quite abstract ways. So where in Fight Club the narrator exclaimed, I am Joes Enraged, Inflamed sense of Rejection, in Invisible Monsters feelings are conveyed in keeping with the brainless images of the characters as calls from a photographer to his model: Give me malice. This is effective not only in that it allows the reader to see how the narrator feels without resorting to I feel (Which would be rather out of character for these people, but it also likens the whole scene to a photo shoot, making it seem that everyone is acting a part which, of course, they are. It begins the idea that all of these characters are fake and perhaps not what they seem, but rather hiding behind the models faà ¯Ã‚ ¿Ã‚ ½ade of Give me In conclusion, this novel opening is very effective. It introduces the characters and scene is such a way that leaves the reader with numerous questions regarding not only the outcome of the present situation, but also how the situation came about. Who are these people? Why is the house on fire? Why is Evie half burned out of her dress and half way down the stairs with a rifle in her hand? Why did she shoot Brandy? And why is the narrator calmly thinking of dabbing club soda on the bloodstains? It certainly makes the reader want to turn the page to find out just what is going on in this rather twisted world we are being drawn into.

Monday, November 25, 2019

6 Steps to Tailor Your Resume for Any Job Posting

6 Steps to Tailor Your Resume for Any Job Posting All of the job search advice these days stresses the need to tailor your resume to the job you are applying for, rather than blitzing out 50 generic ones. Trouble is, you’re not quite sure how to tailor your resume. Here are a few tips you can follow to make sure this process is a breeze, setting you up for success with whatever hiring manager gets your documents.1. Read carefully.First step is actually reading and comprehending the job posting and what it’s asking for in a candidate. Do yourself a favor and read it through with a highlighter. Mark all of the most important aspects, particularly anything that’s repeated or out of the ordinary- or that happens to match your particular skills. Knowing what the job entails is your top priority. Nothing else matters.2. Don’t bury the lead.Figure out what the most important or exciting match between your candidacy and the posting might be. What will really get the hiring manager’s attention? Maybe itâ₠¬â„¢s your current position, or a certification you recently achieved. Even if it isn’t your most recent accomplishment. Then make sure to feature that right up front- as in: the first section of your resume.3. Revamp your bullets.Be sure to take your major focus points out of later bullet points. But do also make sure to include some of the most relevant soft skills that would make you stand out as ideal for the job. Spin these bullet points to support your main focus and supplement your candidacy for that one job. 4. Cross check again and again.Now that you’ve done some work on your resume, go back to your highlighted job posting and make sure that anything you highlighted there appears verbatim somewhere on your resume- and preferably somewhere prominently featured.5. Add detail.Wherever possible, add numbers and details to help your skills (aka â€Å"Customer service skills†) shine out as something more tangible. (Aka â€Å"Boosted revenues by 10% and upped customer retention†).6. Pimp your cover letter.Don’t make the mistake of sending a perfectly tailored resume with a generic cover letter. Make sure you also spend some time tailoring your cover letter, in much the same way.Bottom line: Make sure both your resume and your cover letter pass the keyword test, including and/or featuring any and every keyword that appears in the job posting.

Thursday, November 21, 2019

Destination management Assignment Example | Topics and Well Written Essays - 2500 words

Destination management - Assignment Example Throughout the world it has been seen that tourism is one of the major source of employment for the people of that particular destination. The aim of destination management is to arrive at state where there would be development of the social cultural and economic activities of the destination. Along with the present day establishment it has to be ensured as well that the future generations can also avail of the resources and can enjoy the place as the way their ancestors did. Research has been carried out in this field to find out the reasons that contribute to the success of sustainable tourism and how the latter can be achieved in the most effective manner. There is a need for planning, developing and marketing a particular destination in a more holistic approach. For proper destination management all the stakeholders have to get involved in the place like the local government, the professionals who have expertise in the field, the tour operators, the airlines, hotels as well as th e communities that represent a particular destination. If destination development is done in a proper way it would benefit the entire tourism business in the area and hence would move towards sustainability. Stage of development The destination development for a place takes place through mainly the following phases. The Tourism Area life cycle model that had been devised by Butler would help to analyse the various aspects of tourism in the city of Rome (Butler, 2006). Fig. 1 Tourism Area Life Cycle (TALC) (Butler 2006) Rome has been a destination of interest among tourist from all over the world. The city had past the stages of exploration and involvement long ago because people have always known the city as something worthwhile to be seen. The city has within it one of the seven wonders of the world that is the Colosseum. Continuous restoration work is undertaken in the place which shows that this place of heritage is in the rejuvenation stage of the development. There are various other places like the ancient temples, archways and channels of drainage throughout the city that are worth visiting (Tooman, 1997). Thus it is necessary for the government and the department of tourism to manage these areas well and ensure the proper maintenance and restoration of the prehistoric architecture. There are also several gardens like the Vatican Gardens, Villa Torlonia and Acquedotto Felice which is less visited compared to the major architectural wonders. The government has to plan tours to help the visitors locate these places and make their visits within their fixed time schedules. Another era of history can also be experienced in the Vatican City. The St. Peter’s Basilica and the Vatican Museum are popular tourist destination. The city of Rome would never be at a decline stage being the city to house one of the Seven Wonders of the World. This is because the city would always appeal to the people across the world and students studying in the related disciplin es like history, anthropology and so on. Approach to destination management Certain things have to be carefully taken care of by the destination managers while planning the tour for the prospective tourists. The public has to easily access the various destinations that would be included in their tour plan. Comfortable, timely and hassle free communication would be a major reason for the success of tourism at a particular place. The city has proper arrangements for Taxi, Bus,

Wednesday, November 20, 2019

CCNA SECURITY CASE STUDY Essay Example | Topics and Well Written Essays - 2500 words

CCNA SECURITY CASE STUDY - Essay Example The proposed network security policy as stated below specifically addresses access rights the minimum requirements for hardware buildup and the parameters and basis for audit and review. The Network Security Policy shall guide the access rights policy and set the parameters for the information security audit and review policy. The login policy including the password policy shall also be guided by the Network Security Policy (Whitman and Mattord). This paper shall also draft a procedure that will be responsive to the requirement of the Network Security Policy. The procedure will not only provide a detailed implementation of a specific intent of the policy it will also guide the operation and mechanism of the policy when implemented (Whitman and Mattord). Please note that the policies and procedures detailed in this paper is only recommendatory for the consideration and approval of the management of CMS. 2. Table of Contents 1.Summary 2 2.Table of Contents 3 3.Network Security Policy 4 I.Policy Declaration 4 II.Objective 4 III.Scope 4 IV.Definition and Abbreviations 5 V.Responsibilities 5 VI.General Requirements 7 V. Related Procedures 10 VI. Enforcement 10 4.Router Configuration Procedure 11 I.Purpose 11 II.Standard 12 III.Procedure 13 IV.Records Generated 14 5.Switch Configuration Procedure 14 I.Purpose 14 II.Procedure 14 A.Create and Administrative User 15 B.Storm Control 15 C.Protection against STP attacks 15 D.Port Security/Disabling unused ports 15 III.Useful Resources 15 3. Network Security Policy I. Policy Declaration CMS is in the business of providing health care services in line with its fiduciary and legal obligation this policy shall protect the privacy of its clients and employees by protecting the confidentiality, integrity and availability of all records, data, information entrusted to it. II. Objective The purpose of this policy is to outline the Network Security at CMS to be followed to ensure the confidentiality, availability and integrity for the purpose of protecting CMS, its client and employees. Inappropriate implementation exposes CMS to risks including virus attacks, compromise of network systems and services, and legal issues. III. Scope This policy applies to the whole CMS-Systems related Infrastructure and Equipments employees and customers. To achieve this goal, the following are required for implementation: Establish company-wide policies to protect the CMS networks and computer systems from abuse and inappropriate use. Establish mechanisms that will aid in the identification and prevention of abuse of networks and computer systems. Establish mechanisms that will limit the access and authorization of CMS personnel to information assets that balances role and job requirements and information security requirements. Establish mechanisms that will protect the reputation of the Company and will allow it to satisfy its legal and ethical responsibilities with regard to its networks and computer systems’ connect ivity to the worldwide Internet. Establish mechanisms that will support the goals of other existing policies. IV. Definition and Abbreviations Network resources - includes any networks connected to the CMS backbone, any devices attached to these networks and any services made

Monday, November 18, 2019

Higher Education Task Force Report Essay Example | Topics and Well Written Essays - 1250 words

Higher Education Task Force Report - Essay Example The essay needs to dwell mainly on the role of CBI Higher Education Task Force in reporting on the topic of ‘Stronger together: Government policy on this crucial issue is another aspect, which can determine the guidelines to be formulated. The proposed essay structure needs to present an analysis of the view points of different industry heads on the possibilities of investing funds by them and the government to speed up the process of economic growth. The role of media needs to be pinpointed to know the impact of the campaign on higher education policy. Contribution of media in initiating a national debate through various broadcasting channels would add value to the content of the essay. The government, universities and the businesses are the direct stakeholders while students will reap the benefits indirectly by getting grants on tuition fees and right employment opportunities. Sam Laidlaw is not only the chairman of the CBI HE taskforce but also the chief executive of Centrica. Hopefully, his views should present a clear picture of all aspects including not just employment but the niche area to pay more attention, namely subjects like science, technology, engineering and maths (STEM) where the demand of the businesse s on hunting talent has not been fulfilled and is going to rise further in future. Arguments given for creating and developing stronger relations between the universities, government and businesses in turbulent times need to be discussed in the proposed essay to substantiate the steps and recommendations made in the report.

Saturday, November 16, 2019

Literature Review Of Greenhouse Farming Technology Environmental Sciences Essay

Literature Review Of Greenhouse Farming Technology Environmental Sciences Essay This chapter presents a review of the literature on the topic of challenges faced when introducing greenhouse farming technology for agriculture. The chapter is structured on the basis of the research questions: Awareness of the product and its advantages to the farmers, challenges faced by farmers, legal issues surrounding this new technology and challenges faced by the firm introducing this new technology. Information is the key to making sound decisions. Some farmers are unaware of the availability of a suitable machine, tool, or implement that could aid in their usually tedious work. They might be secluded from the technology by natural barriers and sociopolitical boundaries, Paras et al. (2005). He goes on further to say sadly enough, some farmers are even lackadaisical and seemingly uninterested in mechanization. According to Weiderhold (2007), Industry is rarely ready to accept an innovation when it first presented. There are many reasons for lack of acceptance: the two major ones he cites are: The innovation is not understood by industry because, as a byproduct of the innovation new terms have been defined. The innovation is understood or at least understandable, but there are no resources at that time to try to develop and market the innovation According to Hammond et al (2005) the major barriers to improving food and nutrition security include issues dealing with farming practices, farmers ignorance of sustainable actions to take, and variations in the weather. Over-cropping takes place, which leaves the land choked, degraded, and often infertile. Farmers often grow the wrong crops in the wrong places causing low rates of crop growth and problems with soil degradation. Droughts cause problems because virtually none of the small subsistence farms have other ways of irrigating crops other than the rain. Also, in some areas, nonstop rain drowns fields and farms. Erosion has carried away much of Kenyas fertile topsoil. Searles (2007) states that a subsistence farmer in Kenya, which is the main target market for the greenhouses, cannot produce crops on a large scale if he does not know how to do so. It is hard to prevent problems such as soil erosion and degradation without knowing what to do to stop it. One also cannot eat enough if they do not know how much enough is or other things such as what foods provide how much energy. Also, one cannot eat enough nutritious foods if one does not know what foods are high in certain needed nutrients. There is also the problem of sheer lack of enough food. If a family farm was educated on how to grow enough food to eat as well as sell they would have enough income in order to meet their needs by purchasing food and other things. She also stresses that there has been little effort towards education of the family farmers. In the cities there are resources available in order to educate a farmer but it is not accessible to many rural citizens. There has been no centralized effort to educate the majority of farmers on sustainable development issues. 2.2.2 Limited-Resource Farmers According to the UNDAF (2008) Poverty, especially income poverty, remains one of the most formidable challenges for Kenyans today. Over 45% of Kenyas population still lives in poverty, with some 12.6 million of the estimated 33 million population living below the poverty line of less than one dollar a day. Rural communities, especially those in ASAL (Arid and Semi Arid Lands) areas and those in informal urban settlements, are the most affected. Most of the rural poor in Kenya (75% of poor households) depend on agriculture for their livelihoods (United Nations Development Assistance Framework [UNDAF], 2008) Each farm is fairly small, producing enough food to feed the family and some to sell. There are main crops grown in larger fields while smaller fields exist to grow smaller amounts but larger varieties of foods for the family to eat. Only 17% of Kenyas consumed food is imported to the country and that is mostly for the upper class citizens. With 64% of the people living in rural areas, and 80% of these practicing subsistence farming or cattle herding, the situation of food insecurity is severe. The people living in the urban areas are those that raise the general standards per capita with wage income and calorie consumption. Those in the rural areas, in general, receive less than the average of the per capita measurements. This means that nearly 52% of the population does not earn enough money, eat a well-balanced diet, or receive enough calories. Each person in the country is falling about 115 calories short of the average requirement human beings each day. The average income of each person is very low on the global scale and does not provide for many needed or very helpful supplies in the home or food wise. The poor in Kenya also receive less protein and other nutrients needed for good health. 2.2.3 Reluctance, Resistance to Change and Risk Aversion Experience indicates that Kenyan farmers are generally reluctant to changes in their farming activities for this is their way of life. They have the wait-and-see attitude. Although many farmers are very much open to new ideas and technology, there are more farmers who would first want to see a working model or system before they follow the lead states the Kenya-Advisor (2009). Like any new technology, greenhouse technology faces some of the same market problems as other innovations where few people would be willing to try out a new product. We can use the Rogers adoption model to better understand this concept. According to Popelka, Terryn, et al. (2004) the technology adoption lifecycle model describes the adoption or acceptance of a new product or innovation, according to the demographic and psychological characteristics of defined adopter groups. The process of adoption over time is typically illustrated as a classical normal distribution or bell curve. The model indicates that the first group of people to use a new product is called innovators, followed by early adopters. Next come the early and late majority, and the last group to eventually adopt a product are called laggards. According to Knowler, B. Bradshaw (2007) we can see from the model that most people (68%), fall under early majority or late majority, meaning that most people would be unwilling to try out new innovative products such as greenhouse farming because they are uncertain of its success. Diagram according to Knowler, B. Bradshaw (2007). 2.2.4 Lack of Training from Extension Personnel Extension is the battlefront of technology transfer. The people involved in extension must not only be technically updated but must also possess good management and interpersonal skills. With so much on their shoulders, most of them might be lacking the capability to integrate the greenhouse technology into the total farming system. According to Wilson, T.A., (2005) Efforts have been made in Kenya to improve on the policy framework for extension services. In this regard a National Agricultural Sector Extension Policy (NASEP) has been formulated and aims at giving extension a sector-wide dimension and representation to take over from the current National Agriculture Extension Policy (NAEP). It is also to guide and regulate the provision of agricultural extension service in the country. Currently, the NASEP implementation framework is being prepared. 2.2.5 Lack of Education According to the nation encyclopedia (2009) Seventy-four percent of children in Kenya attend primary school, but only 24% move on to secondary school. Kenya has an 82% literacy rate. Children of impoverished subsistence farms often do not attend school due to the necessity of their help on the farms. The more money a family has the higher likelihood the children will attend school. There are public schools in both urban and rural areas for the children to attend. There are fewer schools in rural areas than in urban and many in the rural areas are not the highest quality. 64% of the population is located in rural areas. Rural poor are at a great disadvantage to receiving education. They have little money to find needed resources for knowledge and live far from cities where that knowledge would be available. Urban poor are at a disadvantage, but much less than rural, because they are near the information. The poor also cannot afford to spread the knowledge to other farmers and cannot afford to attend college which would give adequate information on sustainable development. Even some in urban areas may have no access to information about sustainable practices because there are no libraries or institutions of higher learning in the cities. There is more education for subsistence farmers occurring in Kenya, but not on a large scale. According to John Makeni (2009) Kenyans have been offered education on expansion of horticulture and access to credit and business services by USAID, which has led to a small increase in rural incomes. USAID has also trained 6,350 teachers in the Northeastern and Coast Provinces in order to educate children in public schools in those areas, which will give the young a base of information to draw from. This may help with sustainable development in the future. USAID is helping communities manage their resources in more sustainable ways. The program set up by USAID focuses on community-based wildlife management, forestry and environmental management, and coastal zone management. 770,000 hectares of land are being put under improved management, $652,000 U.S. dollars in revenues from nature-based businesses has been earned, and 1,200 new jobs have been created to deal with the many issues. Parliament has enacted an environmental bill and is working on a land policy review process and fore stry and wildlife bill. 2.3 Government The greenhouse farming technology for agriculture is relatively new in Kenya and there is very little if any legislation available. This section of the paper will therefore review legislation from countries that have laws on greenhouses and their impact on the adoption of the greenhouse technology in those countries. 2.3.1 Role of Government in Agricultural Technology transfer Agricultural technologies and knowledge have, until recently, largely been created and disseminated by public institutions. But over the past two decades, biotechnology for agricultural production has developed rapidly, and the world economy has become more globalised and liberalised. This has boosted private investment in agricultural research and technology, exposing agriculture in developing countries to international markets and the influence of multinational corporations. But the public sector still has a role to play, particularly in managing the new knowledge, supporting research to fill any remaining gaps, promoting and regulating private companies, and ensuring their effects on the environment are adequately assessed. According to P. Marenya, C. Barret (2007) Since the end of World War II, the public sector of developed countries has helped transfer agricultural technologies to developing countries. During this period, most developing countries in Latin America and Africa, as well as some countries in Asia (like India and Thailand), have depended heavily on agricultural production to support their economies. So general development activities were often aimed at modernising the agricultural sector. Still P. Marenya (2007) continues that, since the late 1970s, all this has changed. Technologies have become embodied in physical products, like farm machinery or agrochemicals. Exponential growth in such industries has led to a rapid expansion of private firms that create, manufacture and sell technology. Private firms have also seen opportunities to profit by using complex seed improvement research to create and then distribute new crop hybrids. And so, the role of the public sector has also had to change. 2.3.2 Early technology transfer in agriculture: a public sector activity According to C. Doss (2006) After World War II, the United States began a number of initiatives to build up agricultural science in developing countries and help transfer technology. US universities offered training programmes, for example through scholarships for international students, managed by the US Department of Agriculture (USDA). The USDA, the US Agency for International Development and some of the major US foundations, like Ford and Rockefeller, also supported university libraries in developing countries to help scientists access new research. Many of these activities had enormous effects in the developing world. For example, a Ford Foundation programme in Argentina supported close to 40 PhD students, creating a cadre of professionals in the country and consolidating agricultural economic analysis in local institutions like the National Institute for Agricultural Technology. According to J. Oehmke, E. Crawford (1993) In the early 1960s, the International Rice Research Institute and the International Maize and Wheat Improvement Centre (CIMMYT) were formed in the Philippines and Mexico respectively. These two centres evolved into a network of independent research institutions in Columbia, Ethiopia, India, Indonesia, Italy, Kenya, Nigeria, Peru, Syria and the United States. In 1971, the association of donors that supported the research centres became the Consultative Group for International Agricultural Research (CGIAR), and the 15 institutions that exist today are known as the Future Harvest Agricultural Research Centres. Piniero (2005) states that, developing countries created National Agricultural Research Institutes (NARIs) to do applied research. In Latin America, all countries, with the exception of El Salvador and Paraguay, have such an organisation. There are also similar organisations in Kenya and Uganda in Africa, and India and Pakistan in Asia. Evenson and Gollin (2003) International research centres developed technologies for major global food crops such as rice, wheat, corn, cassava, potatoes, millets and beans. National research institutes used applied research to adjust these technologies to fit relevant ecological and production conditions. The national and international centres worked closely together, sharing training and frequently involving scientists from both sides in visits and seminars. National centres then provided advice and counselling to local farmers, diffusing the new knowledge into the countrys production system. This system worked especially well for disseminating improved crops and new production techniques. For example, plant breeding work at CIMMYT developed a new family of wheat varieties in the early 1970s that were being used by more than 80 per cent of all wheat areas by the late 1990s, Evenson and Gollin (2003). And the research institutes set up during the 1960s and 1970s in the developing world were largely responsible for substantially increasing yields. For example, global cereal yields doubled between 1960 and 1985, Conway (1997). Technology is still transferred to developing countries this way, but recently, public funding for agricultural research has diminished, and science has grown more complex. 2.3.3 A changing role for the public sector According to I. Tzouramani, K Mattas (2004) Over the last two decades, advances in sciences like molecular genetics have enabled rapid development of biotechnology for agricultural production. Meanwhile, economic globalisation and trade liberalisation has increasingly exposed agriculture in developing countries to international markets and multinational corporations. Technologies that exist as marketable products, like seeds, agrochemicals and agricultural machinery, have grown quickly. James (2004) noted that this in turn, fuelled private investment in agricultural research and technology, particularly by international corporations that benefit from economies of scale, and have access to world markets. But research activities in the private sector have limited scope. For example, private research into seed improvement concentrates on just a few crops, like corn and soybeans, that are grown in temperate regions. Such specialisation is even greater in biotechnology, where over 70 per cent of the land planted with transgenic breeds grows just four crops soybeans, corn, canola and cotton, James (2004). Because of this narrow focus, the private sector usually disseminates its advances to developing countries that practise commercial agriculture in temperate climates and have relatively large markets. Small-scale farmers in developing countries still largely rely on the public sector for technology transfer, especially if they cultivate crops that dont interest private f irms. According to H. Zavale (2006) Public institutions are slowly adapting to these new circumstances by redefining their positions and priorities. CGIAR has emphasised its role in developing and transferring technologies that are adapted to small and poorer farms. The organisation is also beginning to consider work on non-food crops. Similarly, national research institutions, like the National Institute for Agricultural Technology in Argentina and the Brazilian Agricultural Research Corporation, are concentrating on crops and ecological conditions relevant to small farms. They also research techniques that complement private sector developments, for example by developing production systems and conservation methods that make using new technological products (such as agrochemicals, farm machinery and improved crops) more efficient. 2.3.4 A new way to approach technology transfer According to Thirtle. Et al (2003), The new economic and scientific context requires a new, more complex, model for transferring technology. The evolving model has four main components: knowledge management, gap filling research, promotion and regulation of the private sector, and environmental impact analysis (see Figure 1). Figure 1. A multidimensional model of agricultural technology transfer for the public sector 2.3.4.1 Knowledge management According to D. Scharfstein, C.F. Manski, J. Anthony (2004), The public sector continues to be largely responsible for knowledge management that is, articulating national needs, matching them to scientific opportunities, mobilising available technology, and adjusting them to farmers needs. NARIs and universities undertake this role in many developing countries. They help develop both new and orphan crops, promote successful agriculture in poor ecological conditions and tackle small-scale technological problems, none of which greatly interest the private sector. Such work accounts for much of the research done by local institutions, and needs to be strengthened. Local institutions should provide incentives for their staff to collaborate with international researchers and seek synergies with research done elsewhere. In many ways the CGIAR centres are important in helping integrate local efforts with the knowledge available worldwide. 2.3.4.2 Gap-filling research According to R. Deheija, S. Wahba (2002), National public research institutions also have a major responsibility for research in areas ignored by the private sector. This gap filling research is particularly relevant to technologies that are not embodied in physical products for example, forage management, animal health, soil management and conservation and irrigation practices. Elbehri, A. and S. Macdonald (2004) further support this point stating that Public research into agriculture in developing countries represents about a quarter of worldwide expenditure in agricultural research. But it needs to be managed effectively if it is to produce high quality research to complement internationally available technologies and help developing countries acquire and use them. Some countries, like Brazil, China, India and Vietnam, have already taken action, using careful planning and working with research institutions in developed countries research institutions to help focus research. 2.3.4.3 Promoting and regulating the private sector According to Sankula (2006), The public sector should also both promote private investment and regulate private companies. Several policies can help encourage the private sector to invest in technologies that are relevant to farmers in developing countries. First, adequate intellectual property rights legislation can be put in place. This allows private companies to protect profits from their research, helping attract investors and promoting research. Second, tax and credit facilities can provide indirect economic incentives to investment. Third, setting up frameworks for turning new technologies, like seeds or agrochemicals, into commercial realities for example consistent biosafety regulations, royalty agreements, profit sharing and reinvestment can be used to encourage interactions between private firms and public institutions, supporting joint activities and, thereby, encouraging technology transfer. 2.3.4.4 Environmental impact analyses According to Young, B. G (2006), policymakers must consider the environmental consequences of agricultural research. New agricultural technologies often use natural resources intensively, potentially damaging the environment, for example through land degradation or water contamination. This is especially true if the new technology is imported without being tested in local conditions. According to Wilson, T.A., M.E.. Rice, et al. (2005) Genetically modified crops are a good example. Developing countries like Argentina largely rely on industrialised nations to provide genetically modified breeds. Close to 90 per cent of Argentinas soybean crop is transgenic, and this has proved highly profitable in the past ten years. But the full environmental effects of expanding to marginal areas, displacing other crops and livestock, and using crop rotations are still unknown. Policymakers can help by developing regulatory measures, like mandatory environmental impact assessments, to minimise potential environmental damage and to protect consumers. 2.3.5 Protection of Patents and other Rights The issue of Farmers rights has brought concerns within the seed industry, farmer communities and policy makers especially in Africa. Organisations such as The African Seed Trade Association (AFSTA) recognize the contribution of farmer communities to the conservation and the improvement of plant genetic resources for food and agriculture. They balance the important role of the African seed industry in maintaining and improving crop yields through continuous crop breeding to create superior varieties, which benefit farmers and to which they have access stated Bouis, H.E., B.M. Chassy et al. (2003). They support access to genetic resources for breeding purposes by all breeders i.e. farmers themselves, public research institutes and seed companies and is not in favor of any regulations that prevent them from sustainably exploiting available plant genetic resources to add value to their crops. According to UPOV articles (1991), In addition, breeders need to get a reasonable return on their investment in plant breeding so that they can continue developing novel products. Free use of farm-saved seed undermines this principle and would lead to less breeding efforts and eventually prevent the release of new varieties to the detriment of farmers and agricultural development as a whole.In Africa, lack of public and private investment in plant breeding has led to a shortage of improved varieties limiting the choice of farmers. To give incentives to breeders, there is need to protect new varieties using intellectual property rights as provided for under the UPOV 1991 Convention. This Convention gives adequate protection against inappropriate use of protected varieties while having provisions for free access and use for further breeding purposes i.e. breeders exemption and the compulsory exception of acts done privately for non-commercial purposes (Article 15 (1) of UPOV 1991 Convention) allowing African subsistence farmers to save and use seed from their own harvests, specifically for their own use. As stipulated in article 9 (3) of the International Treaty on Plant Genetic Resources for Food and Agriculture (IT PGRFA), this right is subject to the national law in force in a given country where such acts may be prohibited or subject to specific requirements and/or limitations i.e. the right is not unconditional for farmers and the Article 9 does not intend to limit any rights granted to them at national level. Under the UPOV 1991 Convention, national laws may allow farmers to replant on their own farm the seed produced on that same farm without the consent of the breeder of the protected variety. This exception however must remain within reasonable limits and is subject to the safeguarding of the legitimate interests of the breeder (Article 15(2) of UPOV 1991 Convention). This optional exception to Plant Breeders Rights should be limited to food and feed crops where farm-saved seed has been used traditionally and subject to the obligation that farmers provide information concerning the use to the breeder and to the payment of an equitable remuneration. However, this UPOV Convention has a provision that allows the free use of farm-saved seed of a protected variety for non commercial purposes by African subsistence farmers. It is very important that governments and all seed stakeholders make efforts in Africa to promote the development of more improved varieties with a view to addressing the needs of the diversified agro-ecological zones of the continent, which is widely ignored by the rest of the world, through effective protection of new plant varieties with clear mechanism of royalty collection for the breeders. 2.4 Firm Introducing the Technology 2.4.1 Training for Farmers Provision of training to small scale farmers is especially difficult due to their low levels of education. 2.4.2 Appropriate distribution channels Kenya has a wide geographical area where farming is done and so it is therefore difficult for one firm to serve the needs of these customers all over Kenya. Appropriate distributors and distributor channels therefore need to be identified to ensure that the technology is available to farmers all over the country. According to Kotler (2000) Distribution (also known as the place variable in the marketing mix, or the 4 Ps) involves getting the product from the manufacturer to the ultimate consumer. Distribution is often a much underestimated factor in marketing. The problem is that retailers may not be willing to devote shelf-space to new products. Retailers would often rather use that shelf-space for existing products have that proven records of selling. This would therefore be a disadvantage to the firm introducing the greenhouse technology since it is new and untested in the Kenyan market. 2.4.2.1 Manufacturer Distribution Preferences According to Savadogo, Reardon and Pietol (1998), Most manufacturers would prefer to have their products distributed widelythat is, for the products to be available in as many stores as possible. This is especially the case for convenience products where the customer has little motivation to go to a less convenient retail outlet to get his or her preferred brand. Soft drinks would be an extreme example here. The vast majority of people would settle for their less preferred brand in a vending machine rather than going elsewhere to get their top choice. This is one reason why being a small share brand in certain 2.4.3 Sample Farms The firm may need to create sample farms since farmers have a way of convincing other farmers to adopt a technology that they have successfully and profitably utilized. This is the basis for the model farmer, model farm strategy. However, this is double-edged; a bad experience by a farmer regarding a certain technology could spread like wildfire and could create reluctance rather than acceptance. However, a sustainable working system being used by a farmer cooperator would enhance receptivity to the greenhouse technology. 2.4.4 Revitalizing Government Policies According to Paras et al, (2005), Reviewing the policies on tax regarding the importation of agricultural machinery and parts (engines, pumps, sprayers, etc.), and all other materials and equipment for the manufacture of agricultural machinery would have a large effect on mechanization. At the same time, the government should try to make arrangements for companies to manufacture the greenhouse materials and parts locally. This in effect would also bring down the cost of greenhouses in the market. 2.4.5 Inability of Farmers to pay for Products As stated earlier, many of the small scale farmers in Kenya are unable to adopt this new method of farming due to the high initial cost of installation. This means that companies that sell these products do not have enough clients to sell their products to. However, some companies such as Amiran in Kenya are now entering into partnerships with financial institutions such as Equity bank to bridge this gap. A copy of the agreement is attached in the appendix. 2.5 Chapter Summary This chapter aims to review the relevant literature in relation to the research questions presented in this study. It identifies the barriers that exist in introducing the greenhouse farming technology from the farmers point of view, the governments role and from the view of the firm introducing this product. Subsequent chapters will try to provide the challenges from a Kenyan perspective from actual farmers and business people.

Wednesday, November 13, 2019

Presence Of Angels :: essays research papers

There is a certain mystery that lies within the meaning of angels. It is known that angels are among us. They are carriers of the messages from God (Gasparri 14). However, little is known about what and who angels are, why they are present, and even what they look like. They everything that human want to be and more (Stevenson 1). Angels go above and beyond the limitations of humans to give hints of what life is like in heaven or even hell. What are Angels?   Ã‚  Ã‚  Ã‚  Ã‚  There are three creatures created by God. Humans, created with free will that can be used for good or can be used to cause hurt and destruction, are the first of these creatures. Second, come angels and devils. Angels are creatures of God with free will that chose to accept God’s love and goodness. Devils are the exact opposite of angels. They used their free will and chose to go against God. The last of the creatures are animals. (Gasparri 75-77)   Ã‚  Ã‚  Ã‚  Ã‚  Angels are divine beings chosen by God to deliver His love and goodness to humans. They are “entities'; of goodness and holiness (Stevenson 4). Angels are equipped with supernatural powers that allow them to rarely be seen by the human eye. Any scientific terms or proof cannot explain their existence. Those who believe in the existence angels are those who have already experienced their presence (Stevenson 5). The Catholic Perspective on the Kinds of Angels   Ã‚  Ã‚  Ã‚  Ã‚   Catholics believe that angels have a special role of praying to God on behalf of humans. They are “messengers';, carrying hints or signs from God to his kingdom (Stevenson 195). Four angels are recognized in the Catholic Church. They are referred to as the archangels: Michael, Gabriel, Raphael, and Uriel. There are many stories about the works of Michael, Gabriel, and Raphael, however, little is known about Uriel. The Bible also recognizes a number of groups of angels with different functions and attributes called the hierarchy. Different faiths recognize the different groups. The groups include seraphim, cherubim, thrones, dominions, virtues, powers, the principalities, archangels, and angels (Stevenson 20). All together, the groups are known as the choir because they are said to praise God through song and music (Stevenson 21).   Ã‚  Ã‚  Ã‚  Ã‚   While the Bible does not recognize the functions of each of the groups, each group has its own unique character and purpose. Seraphim are the angels who are considered to be closest to God.

Monday, November 11, 2019

Narrative Report On The First PTA Gener Essay

In order to settle things up, Bunga Elementary School, headed by our principal Mrs. Jessica Narvasa, together with her teaching staff, officers of the Parent – Teacher Association (PTA) and the Barangay Bunga Council, which is headed by Brgy. Capatain Edgardo Aguilar had its 1st PTA General Assembly Meeting at Bunga Elementary School Stage last July 04, 2014. The purpose of this meeting is to discuss the following: 1. Personal Safety Lesson 2. SOSA Performance Indicator/School Policy/SIP 3. School Feeding 4. Tree Planting and School GPP Competition Mechanics 5. Class Report/Feed backing 6. Voluntary Contribution 7. Family Day 8. Expected Monthly Activities/District and Division Competition In this meeting, it was majorly favored that in celebration with Family Day this coming December 2014, families would celebrate it together with Jollibee and it will be a fund-raising. Moreover, the school and the barangay agreed to jointly implement the project (which is the water facilities) that will provide a safe water supply system to the school’s children. In addition, there was also an open forum between teachers and parents wherein they were free to ask questions regarding to the agenda’s that had been discussed. There were many questions raised by parents that were answered well by the school staffs. The meeting was then ended ensuring that all the matters that have been tackled and agreed was fully understand by the concerned subjects of this meeting, and was hoping for positive outcomes.

Friday, November 8, 2019

Cute and Funny Baby Quotes for Every Occasion

Cute and Funny Baby Quotes for Every Occasion Like it or not, babies have a hold on your life like nothing else. They can send you into a tizzy with their incessant bawling, or they can tug at your heartstrings with their soft cooing. A baby can make you forget your worries, or add to them they so desire. However, you cant help falling in love with your baby, notwithstanding the smelly diapers. Here are some baby quotes to bring all those beautiful feelings flooding back. Funny Baby Quotes Henry RobinEvery baby needs a lap.Barbara Lazear AscherThe hot, moist smell of babies fresh from naps.Ruth Bell GrahamAs a mother, my job is to take care of what is possible and trust God with the impossible.Susan SarandonChildren reinvent your world for you.Charles DickensIt is a pleasant thing to reflect upon, and furnishes a complete answer to those who contend for the gradual degeneration of the human species, that every baby born into the world is a finer one than the last.Queen VictoriaAn ugly baby is a very nasty object, and the prettiest is frightful when undressed.Hal BoyleDoes Grandpa love to baby-sit his grandchildren? Are you kidding? By day, he is too busy taking hormone shots at the doctors or chip shots on the golf course. At night, he and Grandma are too busy doing the cha-cha.Mark TwainAdam and Eve had many advantages, but the principal one was that they escaped teething.Ed HoweFamilies with babies and families without babies are sorry for each other.John WilmotBefor e I got married I had six theories about bringing up children; now I have six children and no theories. Martin H. FischerGods interest in the human race is nowhere better evinced than in obstetrics.Barbara Kingsolver, Animal DreamsIt kills you to see them grow up. But I guess it would kill you quicker if they didnt.P. J. ORourkeGetting down on all fours and imitating a rhinoceros stops babies from crying. (Put an empty cigarette pack on your nose for a horn and make loud snort noises.) I dont know why parents dont do this more often. Usually it makes the kid laugh. Sometimes it sends him into shock. Either way it quiets him down. If youre a parent, acting like a rhino has another advantage. Keep it up until the kid is a teenager and he definitely wont have his friends hanging around your house all the time.H. Jackson Brown, Jr.Always kiss your children goodnight- even if theyre already asleep.Loretta LynnI didnt know how babies were made until I was pregnant with my fourth child.

Wednesday, November 6, 2019

NYSE essays

NYSE essays The NYSE was first housed at a rented room at 40 Wall Street in 1817. A 5-story building at 10 Broad Street opened in 1865.It was enlarged and remodeled during the 1870s and 1880s, then was demolished in 1901 to make way for the current building.The new Exchange building at 18 Broad Street opened in 1903.Styled in the classical-revival manner popular at the time, it was designed by George B. Post, a well-known architect and engineer.The sculptor John Quincy Adams Ward designed the pediment.The eleven figures in the pediment are emblems of American commerce and industry.The central figure symbolizes integrity, bordered by figures representing sources of wealth. Other figures personify agriculture, mining, science, industry and invention.The view of lower Manhattan from the NYSE building includes the intersection of Nassau, Broad and Wall Streets and looks directly on Federal Hall, the historic site of George Washington's inauguration in 1789.It also includes Trinity Church at the end of Wall Street.The Main Floor occupies 36,000 square feet with a ceiling of 86 feet, including the Garage, Blue Room and Expanded Blue Room.It consists of 17 trading posts, 340 trading positions and 3,000 people who work on the trading floor.Trowbridge ...

Monday, November 4, 2019

Answer 5 questiona thoroughly and accurately Assignment

Answer 5 questiona thoroughly and accurately - Assignment Example It had a larger brain of 1500cm3. It had a long skull with a bulge known as the occipital bun(Paul 32). It had large jaws with a space called retromolar. Neanderthal man had a physical demanding form of life which was depicted by its thick limbs. Unlike Homo erectus, Neanderthal had quite a complex culture which resembles that of the modern man. It practiced painting, making of jewelry and portable art. The Homo sapiens had long limbs and slender body which was an adaptive feature of the tropical region. Homo sapiens had the largest brain size of nearly 1500cm3. Unlike their ancestral species, Homo sapiens had short for heads which depicted large brain capacity. Their limbs were much less robust and thinner compared to the modern man (Paul 53). Homo sapiens were characterized by a simple and relatively advanced culture compared to Neanderthal and Homo erectus species. They made tools from stones. These tools were more advanced than those made by the Homo erectus and the Neanderthal m an. Homo florensiensis is described as a small hominid species which was dated approximately between 95, 000 and 17000 years ago. The species depict a variety of features similar to Homo sapiens and Homo erectus. Their teeth and skull share similar derived features. Their canines and molars are small in size similar to those of Homo sapiens and Homo erectus. Their brains are small in size with an approximate volume ranging between 380 and 420 centimeters cubic. This aspect makes it similar to apes and Australopithecus. In this case, homo florensiensis can be dated to human ancestral linage as they bare similar characteristics. Their feet are estimated to be 20 centimeters long similar to those of the chimpanzee as well as the astralopiths. The floresiemsis foot longitudinal arch which is a feature present in both Homo erectus and Homo sapiens. Non-metric methods are anomaly traits found in skeletons. They cannot be measured thus are recorded on the